Will my conveyancing lawyers need to check that the building insurance when buying a house in Ditchling. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 1/9/2026, the requirements read as follows :
I am helping my step-mother sell her house in Ditchling. Does the conveyancer order an energy assessment or it is for the owner to see to?
After the demise of Home Information Packs, EPC’s remained a mandatory component of selling a house. An energy performance certificate should be commissioned in advance of the property being advertised. It is not something that solicitors normally arrange. If you are using a Ditchling conveyancing practitioner they might be willing to arrange energy performance certificates due to their contacts with reputable local providers
This question may be naive but I am wet behind the ears as a 1st time buyer of a two bedroom flat in Ditchling. Do I collect the keys to the property on completion from my lawyer? If this is the case, I will find a High Street conveyancing solicitor in Ditchling?
On the day of completion you do not need to attend the conveyancers office in Ditchling. Conveyancing lawyers for you will electronically transfer the completion advance to the vendor’s lawyers, and shortly after the monies have arrived, you should be able to receive the keys from the selling Agents and start moving into the property. Usually this occurs early afternoon.
I am selling my flat. I had a double glazing fitted in February 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Yorkshire BS are being difficult. The Ditchling solicitor who is on the Yorkshire BS conveyancing panel is saying indemnity insurance will be fine but Yorkshire BS are insisting on a building regulation certificate. Why do Yorkshire BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Yorkshire BS have referred the matter to their valuer. The reason why Yorkshire BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I purchased a 4 bedroom Edwardian property in Ditchling. Conveyancing solicitor represented me and Godiva Mortgages Ltd. I did a free Land Registry search last week and there are two entries: one for freehold, another for leasehold under the matching address. I'd like to know for sure, how can I find out??
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Ditchling and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with your conveyancing lawyer who conducted the purchase.
Just had an offer accepted on a new build apartment in Ditchling. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Ditchling
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Please provide evidence that the form of Lease proposed has been approved by the Land Registry. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Please confirm the Lease plans are surveyor prepared. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
Over the last few months I have been searching for a ground for flat up to £195,000 and identified one round the corner in Ditchling I like with a park and station nearby, the downside is that it's only got 61 years on the lease. I can't really find anything else in Ditchling in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you require a mortgage that many years may be a potential deal breaker. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of 2 years you can request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer about this matter.
Is planning permission necessary to split a single dwelling into two appartments in Ditchling? This has taken place to a house opposite to my house in Ditchling and was unaware of it happening until the works were complete.
Planning consent is necessary for splitting a single house in Ditchling into flats but probably not for converting back to single dwelling-house so, in answer to your question, yes.