It has come to my attention via my IFA that my Lindfield property lawyer is not on the bank Solicitor panel. How can I be certain whether this is indeed the case?
Your first step should be to contact your Lindfield lawyer directly. You lawyer should inform you of the situation. If they are not on the panel they may be able to suggest a Lindfield conveyancing firm that is on the conveyancing panel for your lender.
There are numerous conveyancing solicitors in Lindfield but how do I know who's good?
Do not opt for the cheapest Lindfield conveyancing costs illustration. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
When it comes to mortgage companies such as Leeds Building Society, do Lindfield conveyancers have to pay a fee to be on the list of approved solicitors?
We are not aware of any lender fees to be on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
I am currently in the process of buying my council flat in Lindfield. I have a mortgage agreed with Aldermore. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Aldermore, you will need to appoint a solicitor on the Aldermore conveyancing panel.
I have todayfound out that Action Conveyancing have closed. They carried out my conveyancing in Lindfield for a purchase of a leasehold apartment 10 months ago. How can I check that the property is not still registered in the name of the former proprietor?
The easiest way to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Lindfield conveyancing specialists.
How does conveyancing in Lindfield differ for new build properties?
Most buyers of new build property in Lindfield come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the residence is completed. This is because builders in Lindfield tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Lindfield or who has acted in the same development.
I am looking for a ground for flat up to £305k and found one near me in Lindfield I like with amenity areas and station nearby, however it only has 51 years unexpired on the lease. I can't really find anything else in Lindfield for this price, so just wondered if I would be making a mistake acquiring a short lease?
If you need a home loan the shortness of the lease will be an issue. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of twenty four months you could request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this.
I need to instruct a conveyancing solicitor for sale conveyancing in Lindfield. I happened to stumble upon a web site which appears to be the ideal offering If there is a chance to get all formalities completed via web that would be ideal. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?