Last January we completed a house move in Haywards Heath. We have since encountered a number of problems with the property which we believe were omitted in the conveyancing searches. What action can we take? Can you clarify the type of searches that needed to have been carried out as part of conveyancing in Haywards Heath?
It is not clear from the question as what problems have arisen and if they are specific to conveyancing in Haywards Heath. Conveyancing searches and due diligence undertaken as part of the buying process are supposed to help avoid problems. As part of the process, a seller fills in a document called a Seller’s Property Information Form. If the information is misleading, then you may have a claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Haywards Heath.
I am aiming to move home in June. Will my conveyancing solicitor call the removal company on the day of completion. On a separate note, can you recommend a removal company in Haywards Heath. Conveyancing firm was chosen before I stumbled across your site.
On the afternoon of completion you will need to collect the house keys from your property agent however this can only take place after the vendors solicitors confirm to the agent that they acknowledge receipt of the completion payment and the keys can be collected. Subsequently you will need to advise the removal men that they can start moving you in. We are not in a position to suggest a particular removal organisation but can assist you in locating a conveyancing in Haywards Heath or a solicitor that specialises in conveyancing in Haywards Heath.
I am the single recipient of my late mum's will with all property in now in my sole name, including the my former home in Haywards Heath. The Haywards Heath property was put into my name in April. I want to move. I do know about the Mortgage Lenders 6 month 'rule', which means that my proprietorship could be considered the same way as though I had purchased the house in April. Is the property unsalable for six months?
The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be impacted by that. How sensible a view mortgage companies take of it, depend on the bank as this obligation primarily exists to identify the purchase and immediately sell or the quick reselling of property.
Completion of my purchase has taken place for my property in Haywards Heath. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Despite weeks of looking the Title Certificate and documents to my home are lost. The solicitors who conducted the conveyancing in Haywards Heath 5 years ago are no longer around. Will I be able to sell the house?
Nowadays there are duplicates made of almost everything, and your lawyer will be aware exactly where to find all the appropriate documentation so you may purchase or dispose of your house without any difficulty. If copies are not available, your solicitor can arrange cover in the form of insurance or indemnities against future claims on your property.
Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what was supposed to be a straight forward, no chain conveyancing. Haywards Heath is the location of the property. What do you suggest?
Flying freeholds in Haywards Heath are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Haywards Heath you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Haywards Heath may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I need to instruct a conveyancing solicitor for residential conveyancing in Haywards Heath. I've land on a site which seems to have the perfect offering If there is a chance to get all formalities completed via email that would be ideal. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I am hoping to exchange soon on a studio apartment in Haywards Heath. Conveyancing solicitors inform me that they are sending me a report next week. Are there areas in the report that I should be focusing on?
The report on title for your leasehold conveyancing in Haywards Heath should include some of the following:
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What remedies are open the freeholder should you have breached the provisions of the lease? The landlord’s rights to access the flat. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided. Rent payments - what is due and when is collected, and be on notice if this is subject to change Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice? Will you be prohibited or prevented from having pets in the property?
I own a 1st floor flat in Haywards Heath, conveyancing formalities finalised in 2010. How much will my lease extension cost? Comparable properties in Haywards Heath with over 90 years remaining are worth £191,000. The ground rent is £55 invoiced every year. The lease runs out on 21st October 2078
With 53 years left to run the likely cost is going to be between £27,600 and £31,800 as well as costs.
The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of comprehensive due diligence. You should not use this information in tribunal or court proceedings. There may be additional issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Please do not move forward based on this information before seeking the advice of a professional.