Are the Haywards Heath conveyancing solicitors identified as being on the UBS conveyancing panel, together with their details provided by UBS?
Haywards Heath conveyancing firms themselves provide us confirmation that they are on the UBS conveyancing panel as opposed to being supplied with a list from UBS directly.
I am purchasing a end of terrace house in Haywards Heath. Our aim is to an extension at the rear at the house.Will the conveyancing process involve enquiries to see if these works were previously refused?
Your solicitor should check the registered title as conveyancing in Haywards Heath will on occasion identify restrictions in the title documents which prevent certain alterations or require the consent of another owner. Many additions need local authority planning consent and approval in compliance with building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these things with a surveyor before you commit yourself to a purchase.
I am the sole recipient of my late mum's estate with all property in now in my sole name, including the my former home in Haywards Heath. Conveyancing formalities meant that the Land Registry date was in July. I plan to dispose of the house. I do know about the Mortgage Lenders 6 month 'rule', which means that my property ownership could be regarded the same way as though I had purchased the house in July. Do I have to wait 6 months to sell?
The Council of Mortgage Lenders’ handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. Some lenders would take a practical view as this clause is chiefly there to capture subsales or the quick reselling of property.
When it comes to mortgage companies such as UBS, do Haywards Heath solicitors incur an annual charge to be on the list of approved solicitors?
We are not aware of any lender fees to register on their list of approved firms, although some do levy an administration fee to deal with the processing of the conveyancing panel submission.
I'm buying a new build house in Haywards Heath with a loan from Bank of Ireland. The sellers would not budge the amount so I negotiated five thousand pounds worth of extras instead. The property agent advised me not disclose to my conveyancer about the extras as it will impact my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been on the look out for a ground for flat up to £245,000 and found one close by in Haywards Heath I like with amenity areas and transport links in the vicinity, however it only has 51 years unexpired on the lease. I can't really find anything else in Haywards Heath in this price bracket, so just wondered if I would be making a mistake acquiring a short lease?
Should you need a home loan the remaining unexpired lease term will be an issue. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the property for at least 2 years you can ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this matter.
My husband and I are one month into a freehold purchase having been recommend to conveyancers by the high street agent to handle our conveyancing in Haywards Heath. We are not happy. Can you help me find new lawyers?
A conveyancer would need to be really poor to suggest diss instructing them. Has your loan offer been sent? In the event that it has you need to advise them of the new solicitor and have the offer are re-sent. Your conveyancer needs to be on the banks panel to avoid added expenses and frustration. So that should be your starting point. The search tool will help you find a lender approved solicitor for your conveyancing in Haywards Heath
I am hoping to put an offer on a small detached house that seems to be perfect, at a reasonable price which is making it all the more appealing. I have since found out that the title is leasehold as opposed to freehold. I am assuming that there are issues purchasing a leasehold house in Haywards Heath. Conveyancing lawyers have are soon to be appointed. Will they explain the issues?
The majority of houses in Haywards Heath are freehold rather than leasehold. In this scenario it’s worth having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. We note that you are buying in Haywards Heath in which case you should be shopping around for a Haywards Heath conveyancing solicitor and be sure that they are used to transacting on leasehold houses. First you will need to check the unexpired lease term. As a tenant you will not be at liberty to do whatever you want with the house. The lease comes with conditions for example requiring the freeholder’spermission to carry out changes to the property. It may be necessary to pay a contribution towards the upkeep of the estate where the property is part of an estate. Your lawyer should advise you fully on all the issues.
I acquired a 1st floor flat in Haywards Heath, conveyancing formalities finalised in 2002. Can you shed any light on how much the price could be for a 90 year extension to my lease? Equivalent properties in Haywards Heath with a long lease are worth £165,000. The ground rent is £50 yearly. The lease ceases on 21st October 2102
You have 77 years left to run we estimate the premium for your lease extension to range between £7,600 and £8,800 plus professional fees.
The suggested premium range above a general guide to costs for renewing a lease, but we are not able to provide a more accurate figure in the absence of detailed investigations. You should not use this information in tribunal or court proceedings. There may be additional issues that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information without first seeking the advice of a professional.