Due to move into my new home in Hassocks next Friday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the bank. What does the insurance need to cover?
Any lawyer on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 requirements. These requirements are not specific to conveyancing in Hassocks.
Do lenders provide you with an approved list of Hassocks conveyancing solicitors? How do you know who is on the TSB conveyancing panel?
Hassocks conveyancing firms themselves provide us confirmation that they are on the TSB conveyancing panel as opposed to being supplied with a list from TSB directly.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Hassocks. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 3/11/2026, the requirements read as follows :
A friend informed me that in purchasing a property in Hassocks there may be a number of restrictions prohibiting external changes to the property. Is this right?
We are aware of a number of properties in Hassocks which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Hassocks should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Can you point me to a directory of Barclays panel conveyancers in Hassocks on the Council of Mortgage Lender’s Website?
No. There is no such directory service on the CML or Building Society Association websites. A small selection of lending institutions make their panel listings visible on the web. If you are in need of a Hassocks conveyancer on the Barclays please use our tool.
I currently have a mortgage with Virgin Money for my property in Hassocks. Conveyancing has been completed some time ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Virgin Money?
Your original mortgage agreement with Virgin Money will provide that you need their approval before renting your property as this is likely to be a breach of Virgin Money’s mortgage conditions. It may be that Virgin Money will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Virgin Money directly. It should not be necessary to do this via a Virgin Money conveyancing panel firm.
Are there restrictive covenants that are commonly identified as part of conveyancing in Hassocks?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Hassocks. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Hassocks differ for new build properties?
Most buyers of new build or newly converted property in Hassocks approach us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is completed. This is because developers in Hassocks usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Hassocks or who has acted in the same development.