I am purchasing a property without a mortgage in Callington. I have been living for the previous twelve years in Callington. Conveyancing searches are expensive. As I have knowledge of the area and road intimately must I have all the conveyancing searches?
In the absence of a home loan, then all but one or two of the Callington conveyancing searches are non-obligatory. Your solicitor will try and steer you, no-doubt strongly, that you should have searches carried out, but she is duty bound to take that path of advice. One thing to consider; if you are intend to sell the house one day, it may be of interest to your future purchaser what the searches reveal. There are plenty of instances where houses with day to day issues can still show up detrimental search results. A competent conveyancing solicitor in Callington will be able to give you some constructive advice concerning this.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Callington. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 3/12/2025, the requirements read as follows :
My lawyer has informed me that missing deeds insurance is needed on my purchase. What is the level of cover for Callington conveyancing?
The right level of missing deeds indemnity insurance should be dictated by who your lender. It would differ for example between Birmingham Midshires and Skipton Building Society. Conveyancing lawyers as opposed to members of the public take out such policies.
We had selected solicitors with offices in Callington on the Nottingham solicitor panel. They have just billed me a supplemental amount for dealing with the Nottingham mortgage. Is this a supplemental conveyancing fee specified by Nottingham?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your conveyancer may charge a fee for this. The fee is not dictated by Nottingham but by your Callington property lawyer. Numerous firms on the Nottingham panel will charge ’dealing with mortgage’ fee and others do not.
The mortgage over my property is with Aldermore for my property in Callington. Conveyancing has been completed a year ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Aldermore?
You must advise Aldermore prior to letting out your property as this is likely to be a breach of Aldermore’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Aldermore directly. You need not do this via a Aldermore conveyancing panel lawyer.
How difficult is it to switch solicitor as I have to retain one who is on the Platform Home Loans Ltd conveyancing list. I hired a local conveyancing solicitor in Callington round the corner but he is not accepted by Platform Home Loans Ltd
It would be our pleasure to assist you find a conveyancing solicitor in Callington on the Platform Home Loans Ltd panel. Please note that the property lawyers that we list do not pay us fee if you instruct them and are regulated by the SRA who oversee all conveyancing solicitors in Callington. In making use of the find a conveyancing solicitor tool on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Callington.
I need to find a conveyancing solicitor for sale conveyancing in Callington. I've chance upon a web site which appears to be the perfect offering If it is possible to get all formalities completed via email that would be ideal. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
What are your top tips when it comes to appointing a Callington conveyancing firm to deal with our lease extension?
If you are instructing a conveyancer for your lease extension (regardless if they are a Callington conveyancing practice) it is most important that he or she should be familiar with the legislation and specialises in this area of work. We recommend that you speak with several firms including non Callington conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions could be useful:
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What are the costs for lease extension work? If they are not ALEP accredited then what is the reason?
I inherited a ground floor flat in Callington, conveyancing was carried out in 2007. Can you work out an approximate cost of a lease extension? Equivalent properties in Callington with an extended lease are worth £255,000. The average or mid-range amount of ground rent is £45 charged once a year. The lease terminates on 21st October 2098
With 73 years remaining on your lease the likely cost is going to be between £8,600 and £9,800 plus costs.
The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more comprehensive due diligence. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Please do not move forward based on this information before getting professional advice.