My husband and I are buying an apartment in Gunnislake. My Conveyancer is not listed on the lender solicitor panel. Can I still use my Gunnislake conveyancing solicitor notwithstanding that they are excluded from the bank list of approved lawyers?
Various options include
- Carry on with your chosen Gunnislake conveyancer but your mortgage company will no doubt retain a conveyancer on their approved list. The net result is additional cost together with potential frustration.
- Appoint a new conveyancer to conduct the conveyancing, making sure they are on the lender conveyancing panel.
- Convince your solicitor to pull out all the stops to get listed on the bank’s panel of solicitors
My uncle passed away 10 months ago and as sole heir and executor I was left the house in Gunnislake. The house had a relatively small loan remaining of approximately £8000. I want to have the title changed into my name whilst I re-mortgage to Bank of Ireland, pay off the mortgage. Is this possible?
If you plan to re-mortgage then Bank of Ireland will require that you use a conveyancer on the Bank of Ireland conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Bank of Ireland conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Bank of Ireland mortgage is registered as a charge at the Land Registry.
Are there restrictive covenants that are commonly identified during conveyancing in Gunnislake?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Gunnislake. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Just had an offer accepted on a new build flat in Gunnislake. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Gunnislake
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The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please supply a car parking plan. Forfeiture - bankruptcy or liquidation must not apply under this provision.
My company is hoping to take over a lease of an office on a shopping parade. Can you recommend lawyers offering no-sale-no charges for commercial conveyancing in Gunnislake for below 1500k?
We can recommend firms who host a wealth of experience of commercial conveyancing in Gunnislake, including the disposal and purchase of businesses as well as simply premises. If you are looking to acquire or dispose of a shop, pub, restaurant, office, retail premises or a complete business we can find you the right firm. Regarding the costs this will depend on the structure and heads of terms of the proposed transaction. Let us have your contact information or telephone so as to enable us to furnish you with a detailed commercial conveyancing calculation.
I see that you have a post code search directory identifying firms on the bank conveyancing panel. Do Gunnislake conveyancing firms pay you a commission if I retain them for my conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the lender conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Gunnislake.