IfI was to purchase a straightforward homein Saltash for cash and dispense with a survey and no conveyancing searches how much would I expect to to save on my conveyancing in Saltash?
Any savings you would achieve would be isolated to the Saltash conveyancing searches. The lawyer is obliged to do the vast majority of work - money laundering, communicating with your sellers conveyancing practitioner, SDLT return, register the property etc. A marginal saving might be made by not needing to register a mortgage but it won't be significant.
Completed the sale of my flat in Saltash last June but my buyer keeps Skype messaging every few hours to say their lawyer needs to hear from mine. What are the post completion sale legalities now that I have sold?
After completion of your sale your lawyer should forward the transfer deeds and all additional paperwork to the buyer’s conveyancer. Depending on the transaction, your solicitor should also confirm that the home loan has been paid off to the buyers solicitors. There are no post completion steps specific conveyancing in Saltash.
Are the BSA intent on creating a search tool with a view to list solicitors on the Norwich and Peterborough Building Society conveyancing panel for example in Saltash?
Lexsure has not been advised of any intention on the part of the BSA to develop such a search facility.
I used Action Conveyancing several years ago for my conveyancing in Saltash. Now, I need the documents but cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Saltash of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm purchasing my first flat in Saltash with the aid of help to buy. The developers refused to move on the amount so I negotiated £7000 of additionals instead. The house builders rep suggested that I not reveal to my conveyancer about the deal as it would jeopardize my mortgage with Yorkshire Building Society. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey carried out on a house in Saltash in advance of instructing conveyancers. I have been informed that there is a flying freehold element to the house. My surveyor advised that some banks will refuse to give a mortgage on such a house.
It depends who your proposed lender is. HSBC has different instructions for example to Nationwide. If you e-mail us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Saltash. Conveyancing will be smoother if you use a solicitor in Saltash especially if they regularly deal with such properties in Saltash.