I am getting a offer of a home loan from Santander. I intend to employ the services of a Licensed Conveyancer in Saltash. Does the Santander Conveyancing panel include conveyancers regulated by the CLC?
The Santander approved solicitor list is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
I require conveyancing for an apartment in a relatively new development (five years built) in Saltash. 95% of the flats are already occupied. Do I need carry out the conveyancing searches as part of conveyancing in Saltash?
You are taking a significant risk in not carrying out Saltash conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying mortgage free there is no legal requirement to have them, but we would absolutely advise in the strongest possible terms that your conveyancer conducts them. If speed and price are top of your concerns you should discuss with your conveyancer about the viability of search insurance
I have 71 years unexpired on my lease and need a lease extension for my apartment in Saltash. Conveyancing solicitors on the Chelsea Building Society panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 31/10/2025 the requirements read as follows :
What is the difference between a licensed conveyancer and conveyancing solicitor in Saltash
Two types of professional can carry out conveyancing in Saltash namely licenced conveyancers or solicitors. Both professionals provide conveyancing services that required to complete the disposal or purchase of property. Both are duty bound to execute Saltash conveyancing on similar quality and guidelines so you may be safe in the knowledge that your conveyancing will be professionally carried out and that all requisite steps will be appropriately attended to.
Does a directory service exist listing HSBC panel conveyancers in Saltash on the UK Finance Lenders’ Handbook Website?
No. There is no such facility on the CML or Building Society Association sites. A small selection of banks make their panel listings visible on the web. If you are looking for a Saltash property lawyer on the HSBC please make the most of our tool.
It is unclear whether my lender requires a lease extension. I have called my Saltash building society branch on a couple of occasions and was informed it wasn't a problem and they will lend. My Saltash conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned to say that they refuse to lend based on their published requirements. Who do I believe?
The conveyancer has to follow the CML Handbook Part 2 specifications for your lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
I have been on the look out for a flat up to £195,000 and identified one close by in Saltash I like with a park and transport links in the vicinity, however it only has 61 remaining years left on the lease. There is not much else in Saltash suitable, so just wondered if I would be making a mistake purchasing a short lease?
Should you need a home loan the remaining unexpired lease term will be a potential deal breaker. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least twenty four months you can request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing lawyer regarding this matter.
My cousin has urged me to appoint his lawyers for conveyancing in Saltash. Do I take his advice?
There are no two ways about it it’s preferable to choose a conveyancing solicitor is to seek recommendations from friends or family who have actually used the solicitor you're considering.