We're in Tolworth, FTBs buying with a mortgage (lender is Co-operative , and our solicitor is on the Co-operative conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Co-operative conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
We are close to exchanging contracts on the sale of our property in Tolworth and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. A local lawyer would know that there is no such problem. It does beg the question why the buyers used a web based conveyancing practice as opposed to a conveyancing solicitor in Tolworth. We have lived in Tolworth for many years we know that this is a non issue. Should we contact our local Authority to seek confirmation that there is no issue.
It would appear that you have a conveyancing solicitor already. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
How does conveyancing in Tolworth differ for newly converted properties?
Most buyers of new build premises in Tolworth come to us having been asked by the seller to exchange contracts and commit to the purchase even before the residence is constructed. This is because developers in Tolworth tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Tolworth or who has acted in the same development.
Taking into account that I am about to part with 450k on a house in Tolworth I wish to talk to a conveyancer about myhome move prior to appointing the firm. Is this something that you can arrange?
This is something that we encourage - we would be delighted to talk to you we do not take any clients on without you first talking to the lawyer due to be doing your property ownership legalities in Tolworth.There is no ‘factory style conveyancing’ - every client is an important person, not a case number. The law firms that we put you in touch with believe that the fees you are provided with for your conveyancing in Tolworth should be the figure that you end up paying.
I need to instruct a conveyancing lawyer in Tolworth for my house move. Is it possible to review a firm’s complaints history with the legal regulator?
Members of the public may search for documented Solicitor Regulator Association (SRA) decisions stemming from inquisitions commenced on or after Jan 2008. Go to Check a solicitor's record. For records about the period before 1 January 2008, or to check a solicitors record, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The regulator may recorded call for training reasons.
My husband and I are selling a Tolworth apartment we inherited ten years ago in 2012. I have over twenty years conveyancing knowledge and, now retired, intend to do the legal work. The purchaser's solicitor has informed me that their mortgage company will not allow you to do your own conveyancing mandating that the funds to be passed via a solicitor's bank account.
Mortgage requirements to lawyers from all mainstream lenders specify that If the vendor does not have legal representation the purchaser’s lawyers should check whether the mortgage company needs to be informed so that a decision can be made if they are prepared to proceed.