Unfortunately I am unable to travel far from Tolworth. Is there a reason why all Tolworth property lawyers are not on all mortgage company panels?
Mortgage companies point to the fact that solicitor-led fraud is thought to be responsible for millions of pounds of fraud annually.The dismissal of law firms off of lender panels started with the rise in mortgage fraud, which prompted a thematic review by the FSA in 2011. Its outcome included recommendations for lenders to review their conveyancing panels, which triggered a major policy change in the sector. It led to lenders pruning a number of firms off their official list of approved conveyancers .
I just acquired a property at auction in Tolworth. Conveyancing is needed. What happens now?
Now that you have to in every practical sense signed on the dotted line you should choose a conveyancing practitioner quickly as you are faced with a pending deadline in which to complete the transaction. All auction property will ordinarily have a corresponding auction pack. This should include evidence of title and search results. If you have purchased leasehold property the auction pack should contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation pertinent to leasehold premises. You should hand this to your appointed conveyancing solicitor as soon as possible. Do make sure that you have funds in order to complete on the date specified in the contract.
A colleague pointed out to me me that in buying a property in Tolworth there could be a number of restrictions prohibiting external changes to the property. Is this right?
We are aware of a number of properties in Tolworth which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Tolworth should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I have paid off my mortgage with Yorkshire BS. I assume I don't need a Tolworth lawyer on the Yorkshire BS panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Yorkshire BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Yorkshire BS mortgage from the register. Yorkshire BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Yorkshire BS has sent the Land Registry the discharge electronically, and
- Yorkshire BS has instructed the Land Registry to do so
My wife and I are downsizing from our house in Tolworth and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. A high street Tolworth lawyer would know this is not the case. For the life of me I don't know why the buyers used a national conveyancing firm as opposed to a conveyancing solicitor in Tolworth. Having lived in Tolworth for three years we know that this is a non issue. Should we get in touch with our local Authority to seek clarification that there is no issue.
It would appear that you have a conveyancing lawyer already. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
How can the Landlord & Tenant Act 1954 impact my business offices in Tolworth and how can you help?
The 1954 Act affords security of tenure to commercial leaseholders, giving them the legal entitlement to make a request to court for a new lease and continue in occupation at the end of an expired lease. There are certain specified grounds that a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Tolworth is one of our hundreds of locations in which our lawyers are based
I need to instruct a conveyancing practitioner in Tolworth for my home move. Is there any facility to check a solicitor's record with the profession’s regulator?
One may see published Solicitor Regulator Association (SRA) decisions arising from investigations commenced on or after 1 January 2008. Go to Check a solicitor's record. To find details Pre 2008, or to check a firm's history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, call +44 (0)121 329 6800. The regulator sometimes recorded telephone calls for training reasons.
Is it true that a Tolworth conveyancing practice taken to court by clients for failing to conduct comprehensive conveyancing investigations?
Our attention has not be brought to such a Tolworth conveyancing matter but it has been reported that, clients acquiring a house elsewhere in England successfully won a claim against their conveyancer due to development permission to erect a wind farm failing to be identified in conveyancing searches.
If you are buying in Tolworth It is essential that your solicitor purchase all Tolworth conveyancing searches necessary making sure that you have accurate and up to date information before buying a property.