It is 10 years ago since I acquired my house in Tolworth. Conveyancing lawyers have recently been instructed on the sale but I am unable to locate my title deeds. Is this a major issue?
Don’t worry too much. Firstly the deeds may be with the mortgage company or they could stored with the lawyers who handled your purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining up to date copy of the land registers. The vast majority of conveyancing in Tolworth relates to registered property but in the rare situation where your home is not registered it adds to the complexity but is not insurmountable.
Do I need to attend the offices of the solicitor to sign the mortgage deed? If so, I will choose one who does conveyancing in Tolworth so that I can attend their offices if necessary.
Whereas this was necessary ten years ago, the vast majority mortgage companies no longer require their conveyancing panel solicitor to witness the mortgagors signature. You will still be obliged to hand over ID documents and there are still distinct benefits to using a local ayer, in your situation a conveyancing solicitor in Tolworth.
What does a local search tell me regarding the property we're buying in Tolworth?
Tolworth conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search organisations such as PSG The local search is essential in every Tolworth conveyancing purchase; that is if you don’t want any unpleasant once you have moved into your property. The search should reveal data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.
Taking into account that I am about to spend hundreds of thousands of pounds on 3 bedroom house in Tolworth I wish to have a conversation with the conveyancer concerning theconveyancing prior to instructing the firm. Is this something that you can arrange?
Absolutely - we would be pleased to talk to you we do not take any clients on without you liaising with the lawyer due to be conducting your conveyancing in Tolworth.There is no ‘factory style conveyancing’ - every client is an important person, not a file number. The solicitors that we put you in touch with believe that the figure you are provided with for your conveyancing in Tolworth should be the amount on the final invoice that you are charged.
I own a leasehold house in Tolworth. Conveyancing and Halifax mortgage organised. A letter has just been received from someone saying they have taken over the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1993. The conveyancing practitioner in Tolworth who acted for me is not around. What should I do?
First make enquiries of the Land Registry to be sure that this person is in fact the new freeholder. You do not need to incur the fees of a Tolworth conveyancing practitioner to do this as it can be done on-line for £3. You should note that in any event, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
After years of correspondence we cannot agree with our landlord on how much the lease extension should cost for our flat in Tolworth. Can we issue an application to the Residential Property Tribunal Service?
if there is a missing freeholder or where there is disagreement about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the Leasehold Valuation Tribunal to assess the price.
An example of a Lease Extension matter before the tribunal for a Tolworth residence is Flat D 15 Claremont Gardens in September 2013. TheTribunal determined in accordance with section48 and Schedule13 of the Leasehold Reform,Housing and Urban Development Act 1993 that the premium for the extended lease should be fourteen thousand one hundred and eighty seven pounds (£14,187.00) This case related to 1 flat.
I cannot visit my Tolworth conveyancing lawyers office to execute documents connected to my conveyancing in Tolworth – will this be an issue?
Not a problem. Tolworth conveyancing solicitors can undertake home moves for clients who are based anywhere. You are unlikely to be required to meet your lawyer in the flesh at a Tolworth conveyancers office. Almost all property lawyer can deal with all communications remotely from their Tolworth premises.