Having been told to check out your web site we were about to go ahead with a conveyancing solicitor in Hook found on your site but have come across alternative estimates on the internet seem less pricey – why is this?
There are many firms of conveyancing companies offering what appear to be extremely cheap conveyancing in Hook. You should think long and hard about how much you respect your own move to want to take 'cheap' risks over the quality of the legal work. Many of them highlight a low fee to catch your eye but bury additional costs in the small print..
I have been told that property searches are the number one reason for hinderance in Hook conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not figure within the most frequent causes of hindrances in the conveyancing process. Local searches are unlikely to feature in any slowing down conveyancing in Hook.
Despite weeks of looking the Title Certificate and documents to our house are lost. The lawyers who did the conveyancing in Hook 5 years ago no longer exist. What do I do?
You no longer need to have the physical official documentation to prove you are the registered proprietor of land or premises, as the Land Registry have everything they need in a digital format.
I am buying a new build house in Hook with a loan from Bank of Ireland. The developers would not reduce the price so I negotiated 6k of extras instead. The property agent told me not to tell my solicitor about the extras as it would affect my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
We're first time buyers - had an offer accepted, but the estate agent informed us that the seller will only go ahead if we instruct their chosen lawyers as they want an ‘expedited deal’. We would rather use a local solicitor used to conveyancing in Hook
We suspect that the seller is not behind this requirement. Should the seller want ‘a quick sale', alienating a genuine purchaser is likely to cause more damage than good. Try to communicate with the vendors directly and make sure they understand (a)you are motivated buyers (b)you are ready to go, with finances arranged © you are unencumbered (d) you wish to move quickly (e)however you intend to instruct your preferred Hook conveyancing firm - not the ones that will provide the negotiator at the agency a kickback or hit his conveyancing targets pre-set by head office.
Helen (my wife) and I may need to sub-let our Hook ground floor flat temporarily due to a new job. We used a Hook conveyancing practice in 2001 but they have since shut and we did not think at the time get any guidance as to whether the lease permits subletting. How do we find out?
A lease governs relations between the freeholder and you the flat owner; specifically, it will say if subletting is not allowed, or permitted but only subject to certain caveats. The rule is that if the lease contains no expres ban or restriction, subletting is permitted. The majority of leases in Hook do not prevent an absolute prevention of subletting – such a clause would adversely affect the market value the property. In most cases there is a basic requirement that the owner notifies the freeholder, possibly supplying a duplicate of the tenancy agreement.
Having spent months of negotiations we simply can't agree with our landlord on how much the lease extension should cost for our flat in Hook. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
You certainly can. We can put you in touch with a Hook conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Hook property is Flat D 15 Claremont Gardens in September 2013. TheTribunal determined in accordance with section48 and Schedule13 of the Leasehold Reform,Housing and Urban Development Act 1993 that the premium for the extended lease should be fourteen thousand one hundred and eighty seven pounds (£14,187.00) This case affected 1 flat.