I am acquiring an apartment in Hook. My Solicitor has never been on on the bank approved panel. Can I still appoint my Hook conveyancing solicitor notwithstanding that they are excluded from the bank approved list?
One will need to use a solicitor to complete the formalities when you require a mortgage to purchase your property. They will carry out all the essential investigations on the property, ensuring that you will be properly registered as the owner and ensure that all the required mortgage paperwork is in order. One could instruct a Hook conveyancing practitioner of your choice. Nevertheless, where the conveyancer selected is not a member of the bank approved list additional charges will arise as separate legal representation will be required by them. Bank panel applications can be submitted, so provided your lawyer has not historically applied for membership they should take the chance to apply.
I have given 2 months notice to my current landlord and have to be out of my let out flat in Hook by 17/2/2026. Conveyancing on my purchase is progressing. How realistic is it to complete in a couple of weeks as I wish to avoid having to move into short term accommodation?
The normal practice is not to serve notice on a rental until you have exchanged. If you have not previously done so, speak to your lawyer and request that they cajole the other side, try to an agreed time frame that all parties will look towards
My grandmother passed away six months ago and as sole heir and executor I was left the property in Hook. The house had a relatively small loan remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to Yorkshire BS, pay off the mortgage. Is this possible?
Given you plan to re-mortgage then Yorkshire BS will insist on your using a conveyancer on the Yorkshire BS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Yorkshire BS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Yorkshire BS mortgage is registered as a charge at the Land Registry.
There is lots of here regarding conveyancing in Hook but what is your top tip for selecting the right conveyancer in Hook
It would be unwise to be seduced by the cheapest Hook conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
A relative pointed out to me me that in buying a property in Hook there may be a number of restrictions affecting the ability to carry out external alterations to the property. Is this right?
There are a number of properties in Hook which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Hook should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Our offer on a detached house in Hook has been accepted, but there is a chain. The owners have offered on somewhere, however it’s not yet tied up, and have viewings of other flats booked. I have selected a nearby conveyancing solicitor in Hook. What do I do now? At what stage should I apply for the mortgage with Co-operative?
It is normal to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey, Hook conveyancing search costs, etc). The first course of action is to ensure that your conveyancing practitioner is on the Co-operative approved list. Concerning the next steps this very much depends on the circumstances of your case, desire for the property and on the state of the market. During a hot market the majority of home buyers will apply for the mortgage with Co-operative and pay for the valuation and only if it was satisfactory would they request their lawyer to proceed with searches.
I have todaydiscovered that Arc property Solicitors have been shut down. They conducted my conveyancing in Hook for a purchase of a leasehold flat 9 months ago. How can I check that the property is registered correctly in the name of the previous owner?
The easiest method to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Hook conveyancing specialists.
My partner is buying a garden flat in Hook. He was given a quote by the lawyer recommended by the selling agents and it came to £1156 . It was 7 years ago since I sold and bought a home and the bill was £495. Have fees really escalated to that extent?
You should e-mail a few local Hook conveyancing solicitors requesting prices. You should base your decision not solely on cost, but on promptness and on how comprehensive the response was.