I am expecting a mortgage with Santander. My intention is to use a Licensed Conveyancer in Surbiton. Does the Santander Conveyancing panel exclude conveyancers regulated by the CLC?
The Santander conveyancing panel is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
Last June we completed a house move in Surbiton. We have noticed several issues with the house which we believe were omitted in the conveyancing searches. What action can we take? What searches should? have been ordered for conveyancing in Surbiton?
It is not clear from the question as what problems have arisen and if they are unique to conveyancing in Surbiton. Conveyancing searches and due diligence initiated during the legal transfer of property are carried out to help avoid problems. As part of the legal transfer of property, a property owner answers a form referred to as a SPIF. If the information turns out to be incorrect, you may have a misrepresentation claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Surbiton.
When researching consumer advice sites for a cheap lawyer in Surbiton, most say that I should use a CQS accredited lawyer. Can you explain what CQS is?
The Law Society's Conveyancing Quality Scheme is the recognised quality mark for legal experts in home ownership transfers, trusted by some of the UK's biggest banks. In 2011-12 the Conveyancing Quality Scheme was officially recognised by the Association of British Insurers (ABI). The scheme does not cover licenced conveyancers. Surbiton is one of the many areas of the UK where there are Accredited solicitors.
Me and my brother purchased a semi-detached Edwardian property in Surbiton. Conveyancing lawyer represented me and National Westminster Bank. I did a free Land Registry search last week and I saw two entries: one for freehold, another for leasehold with the exact same address. I thought I was buying a freehold how can I check?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Surbiton and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the situation with the conveyancing lawyer who conducted the purchase.
I'm refinancing my current property to a BTL loan with Norwich and Peterborough Building Society and intend to use the remaining equity as a down payment on another house. The location we are interested in is Surbiton. Will your lawyers be able to act for both sets of banks and link together the transactions?
Make use of our comparison tool on this page to be sure that the solicitors are approved by both mortgage companies. Having checked that they are the lawyer should be able to simultaneously deal with the two deals but you should have a chat with you solicitor and communicate your expectations and needs.
I am thinking of appointing a conveyancing practitioner in Surbiton for my house move. Can I see a firm’s record with the profession’s regulator?
You can review presented Solicitor Regulator Association (SRA) determinations stemming from inquisitions from 2008 onwards. Go to Check a solicitor's record. To find records Pre 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The SRA may monitor call for training purposes.