The Goring conveyancing firm handling our Goring conveyancing has identified a difference when comparing the information in the valuation report and what is in the title deeds. My solicitor informs me that he must ensure that the lender is OK with this discrepancy and is content to go ahead. Is my lawyer’s stance right?
Your conveyancer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
I am about to put a bid on a leasehold apartment in Goring. The property agents tell me that it is usual for flats in Goring to have less than 75 years unexpired on the lease. I am taking out a loan with Platform. Will the property be mortgageable given that the lease has Seventy One years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 7/12/2025 the requirements read as follows :
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Goring?
Two types of professional can conduct conveyancing in Goring namely licenced conveyancers or solicitors. Both professionals provide conveyancing services that you need to complete the sale or acquisition of property. Both are obliged to execute Goring conveyancing to the same standards and guidelines so you can be sure that your conveyancing will be professionally administered and that the requirements and procedures should be correctly attended to.
We have agreed to purchase a house in Goring. A rare aspect is that the roof has a solar panel. Co-operative have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Co-operative your lawyer must check the conveyancing requirements contained in Part two of UK Finance Lenders’ Handbook for Co-operative. The CML Handbook contains minimum provisions for solar panel roof-space leases, and conveyancing practitioners are required to report to Co-operative where a lease does not comply with these specifications. The provisions relate to the installation of panels on properties nationwide and is not limited to Goring.
I have a mortgage with TSB for my property in Goring. Conveyancing has been completed 12 months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform TSB?
TSB must be informed of your intention prior to letting out your property as this is likely to be a breach of TSB’s mortgage conditions. It may be that TSB will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact TSB directly. You need not do this via a TSB conveyancing panel solicitor.
I used Arc property Solicitors several years ago for my conveyancing in Goring. Now, I need my documents however cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Goring of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Hoping to buy a property located in Goring and I am already nervous. I couldn't find anything specific about Goring. Conveyancing will be needed in due course but do you know about the Goring area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Goring. In the meantime here are some basic statistics that we found
Threeweeks into buying a house in Goring. Conveyancing solicitor has told us the title is "Leasehold". Does this impact our Natwest valuation?
Goring conveyancing does not normally involve leasehold houses. The key consideration here is the remaining lease term and the ground rent. If there are over a hundred years remaining with a peppercorn rent, it's virtually freehold, so it’s unlikely to affect the marketability significantly.
At the other end of the spectrum, if it's, say, fifty five years it will have a material impact on the value, and probably wouldn't be mortgageable. The remaining lease term and ground rent will be specified in the lease which should be made available to your lawyer.