My mortgage broker requires my Standish lawyer’ panel reference for the Santander conveyancing panel. How do I obtain this. I have contacted my local Standish branch but they have not responded to me.
The sensible thing to do is ask for this information from your Standish property lawyer . Most Standish law firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.
We note that you have a search directory listing law firms on the UBS conveyancing panel. Do firms pay you a referral fee if I retain them for our own conveyancing in Standish?
We are a listing service only for law firms wishing to communicate if they are on the UBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Standish.
I just acquired a property at auction in Standish. Conveyancing is needed. What is next?
Now that you are legally bound yourself to purchase you will need to instruct a conveyancing practitioner quickly as you are faced with a pending a fixed date to complete the property. All auction property will ordinarily have a bespoke auction pack. This will likely include most,if not all of the documents that your lawyer will need. If you have purchased leasehold property the conveyancing pack may include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to a leasehold property. You need to hand this to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that your finances are in order to complete on the date specified in the contract.
I am being told by my solicitor that missing deeds insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Standish?
The right level of missing deeds indemnity insurance should be dictated by who who your lender is. It would differ for example between Barclays and Chelsea Building Society. Conveyancing lawyers as opposed to members of the public take out such policies.
Intending to buy a apartment in Standish. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nationwide conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Standish conveyancer is on the Nationwide conveyancing panel.
I am looking for a leasehold apartment up to £245,000 and found one round the corner in Standish I like with a park and station nearby, however it only has 52 years unexpired on the lease. I can't really find anything else in Standish suitable, so just wondered if I would be making a grave error buying a short lease?
If you require a mortgage that many years may be a potential deal breaker. Reduce the price by the expected lease extension will cost if not already taken into account. If the current owner has owned the premises for a minimum of 2 years you can request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this.
All being well we will complete the disposal of our £175,000 apartment in Standish in just under a week. The landlords agents has quoted £348 for Certificate of Compliance, building insurance schedule and 3 years statements of service charge. Is it legal for a freeholder to charge exorbitant fees for a flat conveyance in Standish?
Standish conveyancing on leasehold apartments more often than not necessitates the buyer’s conveyancer sending enquiries for the landlord to answer. Although the landlord is not legally bound to address these enquiries most will be content to do so. They are at liberty to charge a reasonable charge for answering enquiries or supplying documentation. There is no set fee. The average fee for the information that you are referring to is over three hundred pounds, in some situations it exceeds £800. The administration charge demanded by the landlord must be accompanied by a summary of rights and obligations in respect of administration charges, without which the charge is not strictly payable. Reality however dictates that one has no option but to pay whatever is requested of you should you wish to sell the property.
Standish Conveyancing for Leasehold Flats - Sample of Questions you should consider before buying
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Best to be warned if window replacement or some other significant cost is due shortly that will be shared amongst the leasehold owners and will dramatically impact the level of the service charges or necessitate a specific payment. Is anyone aware of any major works in the near future that will likely increase the maintenance fees? How many of the leaseholders are in arrears for their service charge payments?
I have just found out that one of the directors of the conveyancing practice acting on the purchase conveyancing in Standish is a relative of the seller. Is this permitted?
As long as there is no conflict of interest this should be fine. Where you are requiring mortgage finance then the lender may have a say as many banks have specific instructions concerning this. For example for RBS - Direct Line as of 3/9/2025, the requirements read as follows :