We were just about to sign contracts for a leasehold flat in Clarborough. We have hit a snag. Our mortgage offer with Accord Mortgages Ltd runs out on 8/4/2026 but the owners are insisting on a completion date of 10/4/2026. Is it possible to prolong the loan expiry date?
The best person to address this question is your lawyer who should calculate whether they better off negotiating with the lender, seller’s representatives, property agents or possibly all parties given what has gone on in your transaction as of today.
We see that you have a post code search directory listing firms on the Lloyds conveyancing panel. Do firms pay you a commission if I retain them for our own conveyancing in Clarborough?
We are a listing service only for law firms wishing to communicate if they are on the Lloyds conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Clarborough.
My uncle advised me that in buying a property in Clarborough there may be various restrictions limiting what one can do in terms of external changes to the property. Is this right?
We are aware of a number of properties in Clarborough which have some sort of restriction or requirement of consent to carry out external variations. Part of the conveyancing in Clarborough should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I can not fathom if my bank requires a lease extension. I have called into my local Clarborough building society branch on various occasions and was told they are content with the situation and they will lend. My Clarborough conveyancing solicitor - who is on the bank conveyancing panel- called to say that they would not lend based on their specific requirements. Who do I believe?
The lawyer must follow the CML Handbook Part 2 conditions for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
After what seems like an age I have had an offer on a flat in Clarborough agreed to, but there is a chain. The owners have placed an offer on on an apartment, however it’s not yet agreed to, and are looking at other flats in the pipeline. I have instructed a nearby conveyancing solicitor in Clarborough. What should be my next step? At what stage should I apply for the mortgage with Kent Reliance?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is in the region of one thousand pounds, then survey, Clarborough conveyancing search fees, etc). First, you should ensure that your conveyancer is on the Kent Reliance approved list. As to the next phase this very much depends on the circumstances of your transaction, attraction to this property and on the state of the market. In a rising market some buyers will apply for the mortgage with Kent Reliance and pay for the valuation and only if it comes back ok would they pay their property lawyer to move forward with the conveyancing in Clarborough.
I've recently found out that there is a flying freehold element on a house I have offered on last month in what was supposed to be a simple, chain free conveyancing. Clarborough is the location of the property. What do you suggest?
Flying freeholds in Clarborough are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Clarborough you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Clarborough may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Hoping to buy a property located in Clarborough and I am already nervous. I couldn't find anything specific about Clarborough. Conveyancing will be needed in due course but do you know about the Clarborough area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Clarborough. In the meantime here are some basic statistics that we found
Should I go with a Clarborough conveyancing solicitor based in the location that I am hoping to buy? An old friend can handle the legal formalities but his firm is located a couple of hundredkilometers away.
The benefit of a high street Clarborough conveyancing firm is that you can visit the firm to execute documents, deliver your ID and pester them where appropriate. They will also have local knowledge which is a bonus. However nothing is more important than finding someone that will do a good and efficient job. If if people you trust instructed your friend and they were happy that must surpass using an unfamiliar Clarborough conveyancing solicitor solely due to them being local.