Me and my fiancee are purchasing our first property. The solicitor has calledto enquire if we wish to purchase supplemental conveyancing searches. Unfortunately we are clueless as to what's relevant for conveyancing in Grove
The range of Grove conveyancing searches should be dictated entirely on the premises, the location, the probability of any of these risks, your knowledge of the area and risks, your general appetite to risk. What is important is that you adequately understand what information each search could provide. You may then make a decision if you consider that you need that search. If uncertain, ask your property lawyer to advise.
What is the best way to find out if the solicitor conducting my conveyancing in Grove is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Clydesdale thus paying £187.00 plus VAT in further conveyancing fees.
Feel free to make use of the find a conveyancing panel solicitor tool on this site. Please choose the mortgage company and type ‘Grove’ or your location and you will be presented with numerous solicitors located in Grove or by proximity to you.
Forgive me if this question is silly but I am wet behind the ears as a first time buyer of a ground floor flat in Grove. Do I receive the keys to the property on completion from my conveyancer? If this is the case, I will instruct a local conveyancing solicitor in Grove?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will arrange to send the completion advance to the vendor’s conveyancers, and once they have received this, you will be called to pick up the keys from the property Agents and move into your new home. This tends to happen early afternoon.
Intending to buy a flat in Grove. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Bank of Ireland conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Grove property lawyer is on the Bank of Ireland conveyancing panel.
I have instructed a Grove conveyancing practitioner having checked that they are on the Skipton conveyancing panel. Does my lawyer arrange the survey of the property?
Skipton will need an independent valuation of the property. Your lawyer will not arrange this. Usually Skipton will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Grove surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I used Stirling Law several years past for my conveyancing in Grove. I now require my file but the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Grove of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
We're FTB’s - had an offer accepted, yet the property agent has warned us that the vendor will only move forward if we instruct the agent's recommended solicitors as they are insisting on a ‘quick sale’. We would rather use a family conveyancer used to conveyancing in Grove
We suspect that the owner is not behind this requirement. If they desire ‘a quick sale', turning down a serious buyer is is going to put the whole deal at risk. Speak to the owners direct and explain that (a)you are genuine purchasers (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you intend to proceed fast (e)however you intend to instruct your preferred Grove conveyancing firm - rather thanthose that will earn the estate agent a introducer fee or hit his conveyancing targets set by HQ.
My brother mentioned that before choosing a conveyancing solicitors they must be approved by your mortgage company. I am a FTB but I have an AIP from Nat West Bank and I already have a bricks and morter conveyancing lawyer in Grove in place. Can Virgin Money need an approved solicitor to be instructed? If so, where do I find that list so I can pick a conveyancing solicitor in Grove?
You should use a solicitor that is on the Virgin Money panel. The first thing to do is ring your preferred Grove conveyancing solicitor and ask if they are on the Virgin Money panel. If they are not approved you have numerous choices available to you here:
- Proceed with your preferred Grove property lawyer but Virgin Money will undoubtedly use a conveyancer from their conveyancing panel. The net impact is additional cost together with probable frustration.
- Get a new conveyancing practitioner to conduct the conveyancing, making sure they are on the Virgin Money conveyancing panel.
- Convince your conveyancing practitioner to pull out all the stops to join the Virgin Money panel of solicitors.