Me and my wife are buying our first home. Our lawyer has e-mailedto ask if we wish to take out supplemental conveyancing searches. We are really unsure what's needed for conveyancing in Retford
The extent of Retford conveyancing searches should be triggered based entirely on the property, the location, the possibility of any of these risks, your familiarity of the area and risks, your overall attitude to risk. What is important is that you properly understand what information each search could supply. You may then decide if you personally think you need that information. If unclear, ask the conveyancing practitioner to recommend.
We are buying a house and need a conveyancing solicitor in Retford who is on the Yorkshire BS conveyancing panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Yorkshire BS . We don't recommend any particular firms conducting conveyancing in Retford.
We previously chose conveyancers located in Retford on the Lloyds solicitor panel. They have just invoiced me a separate sum for handling the Lloyds mortgage. Is this an additional conveyancing fee set by Lloyds?
Unfortunately, as long as it is in their Terms of Engagement or Quote then yes your property lawyer may charge a fee for this. The charge is not set by Lloyds but by your Retford conveyancer. Plenty of firms on the Lloyds panel will levy ’dealing with mortgage’ fee but some firms include it on their overall fee.
After weeks of negotiation I have agreed a price on an apartment in Retford. My mortgage broker pressured me to appoint their lawyer. I paid an on account payment of £200. Not long after, the lawyer contacted me sheepishly admitting that they were not on the Coventry BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Coventry BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am due to exchange contracts on my house. I had a double glazing fitted in May 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, RBS are being pedantic. The Retford solicitor who is on the RBS conveyancing panel is recommending indemnity insurance as a solution but RBS are requiring a building regulation certificate. Why do RBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that RBS have referred the matter to their valuer. The reason why RBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Will commercial conveyancing searches reveal planned roadworks that could affect a commercial premises in Retford?
Many commercial conveyancing solicitors in Retford will carry out a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in looking into accurate data on highways that impact buildings and development assets in Retford. The search result sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Retford.
For every commercial conveyancing transaction in Retford it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately could cause delays to Retford commercial conveyancing transactions as well as pose a risk to future intentions for the site. These searches are not ordered for domestic conveyancing in Retford.
Me and my brother purchased a semi-detached Victorian property in Retford. Conveyancing solicitor represented me and Clydesdale. I did a free Land Registry search last week and there are a couple of entries: the first freehold, another for leasehold with the exact same property. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Retford and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the position with your conveyancing solicitor who completed the work.
Due to the input of my in-laws I had a survey completed on a property in Retford before appointing solicitors. I have been told that there is a flying freehold aspect to the property. My surveyor has said that some lenders will refuse to issue a loan on this type of house.
It varies from the lender to lender. Santander has different instructions from Birmingham Midshires. Should you wish to call us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Retford. Conveyancing may be slightly more expensive based on your lender's requirements.