My wife and I purchasing a victorian detached house in Rossington. We would like to carry out an extension to the side at the property.Will the conveyancing process include investigations to see if these alterations were previously refused?
Your solicitor will review the registered title as conveyancing in Rossington can sometimes reveal restrictions in the title documents which restrict certain works or need the consent of a 3rd party. Certain additions require local authority planning permissions and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these issues with a surveyor ahead of any purchase.
is it true that all Rossington conveyancing solicitors on the Kent Reliance conveyancing panel are regulated by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Kent Reliance approved list of solicitors they would need to be governed by the SRA. Some mortgage companies do allow licenced conveyancers on their panel in which case such practice would be overseen by the Council of Licensed Conveyancers.
I recently had an offer accepted on an apartment in Rossington. My financial adviser pressured me to appoint their property lawyer. I paid an advanced payment of £225. Shortly after, the conveyancing practitioner contacted me to say that they were not on the Nationwide conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nationwide panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Me and my brother own a renovated Victorian property in Rossington. Conveyancing solicitor acted for me and Leeds Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, another for leasehold with the exact same address. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Rossington and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with your conveyancing solicitor who conducted the work.
I am buying a new build house in Rossington with a mortgage from The Royal Bank of Scotland. The sellers refused to reduce the price so I negotiated £7000 of extras instead. The property agent suggested that I not inform my solicitor about the extras as it will put at risk my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what should have been a quick, chain free conveyancing. Rossington is where the house is located. Can you shed any light on this issue?
Flying freeholds in Rossington are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Rossington you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rossington may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Am I best advised to choose a Rossington conveyancing practitioner in close proximity to the house I am buying? We have a good friend who can deal with the legal formalities however they are based over three hundred kilometers drive away.
The primary upside of using a high street Rossington conveyancing firm is that you can drop in to execute paperwork, present your ID and pester them where appropriate. They will also have local insight which is a plus. However it's more important to get someone that will pull out all the stops for you. If other friends have used your friend and the majority were content that must surpass using an unknown Rossington conveyancing solicitor just because they are based in the area.
I have recently realised that I have Sixty One years remaining on my flat in Rossington. I now want to get lease extension but my freeholder is absent. What are my options?
On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the Court. You will be obliged to demonstrate that you have used your best endeavours to locate the landlord. For most situations a specialist should be helpful to carry out a search and prepare an expert document to be used as evidence that the freeholder can not be located. It is wise to seek advice from a solicitor both on devolving into the landlord’s disappearance and the application to the County Court covering Rossington.
Rossington Leasehold Conveyancing - Sample of Questions you should consider before Purchasing
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What prohibitions exist in the Rossington Lease? Is the freehold owned jointly by the tenants?