We are planning to acquire a property and require a conveyancing solicitor in Tiptree who is on the Clydesdale conveyancing panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Clydesdale . We don't recommend any particular firms conducting conveyancing in Tiptree.
Do I have to have a meeting at the offices of the solicitor to sign the mortgage deed? If so, I will instruct a firm who offer conveyancing in Tiptree so that I can attend their offices if required.
Most conveyancing panel lawyers for banks conduct all of the communications through the post, e-mail or over the phone. This enables them to carry out the conveyancing transaction regardless of where you live in the country. However you should see if you have the option of attending the offices of your conveyancing lawyer if just in case this is required.
My wife and I purchasing a end of terrace house in Tiptree. The intention is to carry out an extension to the side at the property.Will the conveyancing process involve checks to see if these alterations were previously refused?
Your solicitor should review the registered title as conveyancing in Tiptree will occasionally reveal restrictions in the title documents which restrict categories of works or need the permission of another owner. Certain additions call for local authority planning consent and approval in compliance with building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor before you commit yourself to a purchase.
Can I be sure that the Tiptree conveyancing solicitor on the Skipton panel is any good?
When it comes to conveyancing in Tiptree obtaining recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the solicitor conducting your conveyancing.
I am due to exchange contracts on my flat. I had a double glazing fitted in June 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Skipton are being problematic. The Tiptree solicitor who is on the Skipton conveyancing panel is saying indemnity insurance will be fine but Skipton are insisting on a building regulation certificate. Why do Skipton have a conveyancing panel if they don't accept advice from them?
It is probably the case that Skipton have referred the matter to their valuer. The reason why Skipton may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I am purchasing my first flat in Tiptree benefiting from help to buy. The builders would not reduce the price so I negotiated £7000 of fixtures and fittings instead. The estate agent suggested that I not reveal to my conveyancer about the extras as it may impact my loan with Godiva Mortgages Ltd. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been recommended by three or four local selling agents in Tiptree to choose a conveyancer using your seach tool. What’s the financial inducement for Estate Agents to promote your services over a competitor’s?
We don’t offer any referral fee for pointing buyers and sellers to this site. We found it would be just too difficult a fee because members of the public would think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.
I've recently bought a leasehold property in Tiptree. Do I have any liability for service charges for periods before my ownership?
Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Tiptree Conveyancing for Leasehold Flats - Sample of Questions you should ask Prior to buying
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Make sure you enquire if the the lease includes any onerous restrictions in the lease. By way of example it is reasonably common in Tiptree leases that pets are not allowed in certain buildings in Tiptree. If you love the flatin Tiptree but your cat is not allowed to make the move with you then you will be presented with a hard determination. Plenty Tiptree leasehold properties will incur a service charge for maintenance of the block invoiced by the management company. Should you acquire the property you will have to meet this charge, usually in instalments throughout the year. This may differ from a couple of hundred pounds to thousands of pounds for bigger purpose-built blocks. There will also be a rentcharge for you to pay yearly, normally this is not a exorbitant figure, say approximately £50-£100 but you need to check it because on occasion it can be many hundreds of pounds.