I have just started taking steps with the aim of changing my current residential loan to a BTL Aldermore mortgage. I have been informed by my broker that I require a solicitor for this. I got in contact with the same Tiptree conveyancing solicitor who dealt with the legals when I first purchased the property. The fee estimate issued of £450 plus VAT has taken me by surprise as I am not require purchase conveyancing - it’s just a bog-standard refinance.
The estimate fees are a little high. If you shop around you might decrease the fees marginally by perhaps £125. That being said, assuming were content with the conveyancing the firm offered you mightlive to rue choosing an an untested solicitor. If is important to enquire that the firm can also act for Aldermore. Do utilise our search tool to locate a Tiptree conveyancing firm on the Aldermore conveyancing panel, which can often include conveyancing solicitors in Tiptree.
Completed the sale of my flat in Tiptree last April but our buyer keeps e-mailing daily complaining that their solicitor is waiting to hear from myconveyancer. What are the post completion sale legalities now that I have sold?
Post completion of your sale your lawyer is committed to forward the transfer deeds and all of the paperwork to the purchaser's solicitors. Where appropriate, your conveyancer must also evidence that the home loan has been repaid to the buyers lawyers. There are no post completion procedures specific conveyancing in Tiptree.
I am selling my home in Tiptree. Does the conveyancing practitioner have to be on the Kent Reliance conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the Kent Reliance conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently currently.
Can you help - my lawyer says that flying freehold insurance is required on my purchase. What is the level of cover for Tiptree conveyancing?
The right level of flying freehold indemnity insurance should be dictated by who your lender. It would differ for example between Accord Mortgages Ltd and Chelsea Building Society. Conveyancing lawyers as opposed to borrowers take out such insurances.
When it comes to lenders such as Santander, do Tiptree conveyancers incur a yearly amount to be on the list of approved solicitors?
We are unaware of any lender fees to register on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
My offer was accepted on an apartment in Tiptree on 12/3/2025, valuation was booked five days after, all came back fine. Conveyancer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Aldermore and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Aldermore conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Aldermore to deal with your lawyer's application to be on the Aldermore conveyancing panel. There's no guarantee that your solicitor will be accepted.
I require expedited conveyancing in Tiptree as I am faced with pressure to sign on the dotted line inside 4 weeks. Luckily I do not need a mortgage. Is it possible to escape the need for conveyancing searches to save money and time?
As you are are a cash purchaser you are at free not to have searches carried out although no solicitor would recommend that you don't. Drawing on our experience of conveyancing in Tiptree the following are instances of issues that can crop up and adversely affect market value: Enforcement Notices, Outstanding Fees, Overdue Grants, Unadopted Roads,...
Despite weeks of looking the Title Certificate and documents to our home are lost. The conveyancers who conducted the conveyancing in Tiptree 5 years ago no longer exist. What are my next steps?
Assuming the title is registered the information relating to your proprietorship will be retained by the Land Registry with a Title Number. It is easy to carry out a search at the Land Registry, locate your house and obtain up to date copies of the Registered Entries for less than a fiver. If the property is Leasehold then the Land Registry will usually hold a file duplicate of the Registered Lease and again, a copy can be obtained for £20 inclusive of VAT.