My financial adviser has requested my Tiptree solicitor’s panel reference for the Nat West conveyancing panel. Can you suggest how I discover this. I have e-mailed my local Tiptree branch but they have not responded to me.
The sensible thing to do is ask for this information from your Tiptree solicitor . Most Tiptree law firms will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
We previously chose conveyancing lawyers located in Tiptree on the UBS solicitor panel. They are now charging me an additional sum for dealing with the UBS mortgage. Is this a supplemental conveyancing fee set by UBS?
Provided it is contained in their Terms of Engagement or estimate then yes your property lawyer may charge a fee for this. This fee is not dictated by UBS but by your Tiptree property lawyer. Plenty of firms on the UBS panel will levy ’dealing with mortgage’ fee and others do not.
We expect to receive a AIP from Leeds Building Society this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Leeds Building Society recommend any Tiptree solicitors on the Leeds Building Society conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Tiptree solicitors independently although you'll need to choose one on the Leeds Building Society conveyancing panel. The solicitor represents both you and Leeds Building Society through the process.
I was told four weeks ago that my mortgage has been agreed to by Virgin Money. Is it usual for Virgin Money to only issue the offer once my solicitor in Tiptree is approved on their conveyancing panel? Virgin Money have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Virgin Money to deal with your lawyer's application to be on the Virgin Money conveyancing panel. There's no guarantee that your solicitor will be accepted.
What can a local search reveal about the house I am buying in Tiptree?
Tiptree conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search company such as Xpress Legal The local search is essential in every Tiptree conveyancing purchase; that is if you don’t want any nasty once you have moved into your property. The search should provide information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic headings.
Due to the encouragement of my in-laws I had a survey completed on a house in Tiptree prior to appointing lawyers. I have been advised that there is a flying freehold overhang to the house. The surveyor advised that some banks will not give a mortgage on this type of premises.
It depends who your proposed lender is. HSBC has different requirements for example to Nationwide. If you contact us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Tiptree. Conveyancing may be slightly more expensive based on your lender's requirements.
What does commercial conveyancing in Tiptree cover?
Tiptree conveyancing for business premises covers a wide array of advice, offered by regulated solicitors, relating to business property. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.
In my capacity as executor for the estate of my father I am disposing of a house in Newport but live in Tiptree. My solicitor (who is 200 miles awayrequires that I execute a statutory declaration ahead of the transaction finalising. Could you suggest a conveyancing solicitor in Tiptree to attest and place their company stamp on the document?
Technically speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will do regardless of whether they are Tiptree based