I am purchasing a 4 bedroom semi-detached house in Nayland. The intention is to carry out an extension to the side at the house.Will the conveyancing process include enquiries to see if these works are permitted?
Your property lawyer should review the deeds as conveyancing in Nayland can sometimes reveal restrictions in the title documents which prohibit categories of alterations or need the consent of a 3rd party. Certain extensions require local authority planning consent and approval in accordance building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be wise to check these things with a surveyor prior to committing yourself to a purchase.
When it comes to mortgage companies such as Aldermore, do Nayland conveyancers incur an annual charge to be on the conveyancing panel?
We are not aware of any bank fees to register on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel application.
After weeks of negotiation I have agreed a price on a house in Nayland. My mortgage broker suggested a lawyer. I paid an upfront payment of £200. Shortly after, the lawyer contacted me embarrassingly acknowledging that they were not on the Virgin Money conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Virgin Money panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My relative advised me that where I am buying in Nayland I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes included in the estimate for your Nayland conveyancing searches. It is not a small document of about 40 pages, listing and setting out significant information about Nayland around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with plans and statistics, Local Amenities and other useful information concerning Nayland.
It has been 4 months since my purchase conveyancing in Nayland took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Due to the input of my in-laws I had a survey completed on a property in Nayland prior to retaining conveyancers. I have been told that there is a flying freehold aspect to the house. My surveyor has said that some banks will not grant a loan on such a premises.
It varies from the lender to lender. HSBC has different instructions from Halifax. If you contact us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Nayland. Conveyancing may be slightly more expensive based on your lender's requirements.
We're first time buyers - agreed a price, but the agent told us that the seller will only go ahead if we use their preferred lawyers as they are insisting on a ‘quick sale’. My instinct tells me that we should use a high street solicitor used to conveyancing in Nayland
It is highly unlikely the sellers are behind this. If they require ‘a quick sale', taking such a hostile approach to a motivated purchaser is going to damage their objectives. Speak to the vendors direct and explain that (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you are chain free (d) you wish to move quickly (e)but you intend to appoint your preferred Nayland conveyancing solicitors - not the ones that will give their estate agent a introducer fee or meet his conveyancing figures set by HQ.
Why is New Build conveyancing in Nayland more costly?
Conveyancing in Nayland for recently converted or new build properties often involve adoption of highways & drains, building regulations approval, planning permission, new build warranties such NHBC as well as further investigations and contractual considerations.