I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Colwall. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 2/9/2025, the requirements read as follows :
I am assisting my mother sell her house in Colwall. Does the solicitor commission the energy performance certificate or do I organise this?
Following the demise of HIPs, energy assessments was maintained a required part of selling a house. An energy assessment should be commissioned before the property is advertised. This is not a task that law firms ordinarily organise. Where you are instructing a Colwall conveyancing lawyer they may help arrange EPC’s due to their relationships with long established Colwall accredited person
I am the only recipient of my late mum's estate and I have everything in my name now, including the my former home in Colwall. The Colwall property was put into my name in August. I now wish to sell up. I understand that there is a CML 6 month 'rule', meaning my property ownership will be treated the same way as though I had purchased the house in August. Is the property unsalable for six months?
The Council of Mortgage Lenders’ handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be impacted by that. Some lenders would take a practical view as this clause is principally there to capture the purchase and immediately sell or the flipping of property.
When it comes to lenders such as Virgin Money, do Colwall conveyancing practitioners have to pay an annual charge to be on the list of approved solicitors?
We are unaware of any mortgage company fees to be on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.
I used Wolstenholmes a few years past for my conveyancing in Colwall. I now require my file but the law firm is no longer operating. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Colwall of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Due to the guidance of my in-laws I had a survey completed on a property in Colwall in advance of appointing solicitors. I have been advised that there is a flying freehold aspect to the house. Our surveyor has said that some lenders will not issue a mortgage on this type of house.
It varies from the lender to lender. HSBC has different requirements for example to Nationwide. Should you wish to telephone us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Colwall. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Colwall to see if the conveyancing costs will increase in light of this.
I am looking for a conveyancing solicitor in Colwall for my house move. Is it possible to review a solicitor's complaints history with the profession’s regulator?
One can search for published Solicitor Regulator Association (SRA) determinations resulting from investigations started on or after 1 January 2008. Visit Check a solicitor's record. To find details Pre 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, call +44 (0)121 329 6800. The regulator may recorded call for training reasons.
My brother-in-law has suggested I instruct a conveyancing solicitor in Colwall. I I would like to check if they are on the lender's conveyancing panel. Could you or the lender confirm if they are on the panel?
One option is to call your conveyancer and ask them if they are on the bank's approved list. If that does not help get in touch with us and we can investigate and revert. If they are not on the conveyancing panel we we can help find a reputable conveyancing solicitor in Colwall on the approved list for your lender.