My husband and I are only a couple days away from an exchange on a property in Malvern and my parents have sent the ten percent deposit to my conveyancing practitioner. I am now told that as the deposit has been sent from someone other than me my lawyer needs to disclose this to my mortgage company. Apparently, in also acting for the bank he must advise them that the balance of the purchase price is coming from anyone other than me. I advised the bank concerning my parents' contribution when I applied for the home loan, so is it really appropriate for this now to be an issue?
The solicitor is obliged to check with mortgage company to ensure that they are aware that the balance of the purchase price is not from your own resources. Your solicitor can only reveal this to your lender if you agree, failing which, your lawyer must cease to continue acting.
I am about to put a bid on a leasehold flat in Malvern. The selling agents say that it is standard for flats in Malvern to have less than 75 years unexpired on the lease. I am taking out a mortgage with Accord Mortgages. Will the property be mortgageable given that the lease has 70 years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 8/5/2026 the requirements read as follows :
I am assisting my aunt sell her house in Malvern. Does the conveyancer commission the EPC or do I organise this?
Following the abolition of Home Information Packs, energy assessments remained a compulsory component of moving property. An energy performance certificate should be commissioned in advance of the property being put on the market. This is not as aspect of the sale process that lawyers normally arrange. Where you are instructing a Malvern conveyancing solicitor they may be able to arrange energy assessments given their contacts with long established Malvern accredited person
We previously appointed solicitors located in Malvern on the TSB solicitor approved list. They are now charging me a further fee for handling the TSB mortgage. Is this an additional conveyancing fee set by TSB?
As unfair as it may appear, as long as it’s in their Terms of Engagement or Quote then yes your conveyancing practitioner can levy a fee for this. The charge is not set by TSB but by your Malvern conveyancing practitioner. Numerous firms on the TSB panel will levy ’dealing with mortgage’ fee and others do not.
We are getting a further advance on our home loan from Skipton as we intend to carry out improvements to our house in Malvern. Do we need to choose a bricks and mortar Malvern solicitor on the Skipton conveyancing panel to handle the legals?
Skipton don't usually require a member of their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Skipton list.
Should my solicitor be raising enquiries regarding flooding as part of the conveyancing in Malvern.
Flooding is a growing risk for solicitors conducting conveyancing in Malvern. There are those who purchase a house in Malvern, completely expectant that at some time, it may suffer from flooding. However, aside from the physical damage, where a property is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or sell the property. There are steps that can be taken during the course of a property purchase to forewarn the purchaser.
Conveyancers are not qualified to offer advice on flood risk, however there are a number of searches that may be initiated by the purchaser or on a buyer’s behalf which should figure out the risks in Malvern. The conventional set of completed inquiry forms supplied to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) incorporates a standard inquiry of the seller to discover if the premises has historically flooded. If the residence has been flooded in past which is not notified by the owner, then a buyer could bring a claim for damages as a result of such an misleading reply. A purchaser’s solicitors will also commission an enviro search. This will indicate if there is any known flood risk. If so, additional inquiries will need to be carried out.
How do I use the search app to find a conveyancing practitioner in Malvern on the panel for my mortgage?
1st choose a lender such as Halifax, Chelsea Building Society or Godiva Mortgages Ltd then type in your location e.g. Malvern. Conveyancing firms in Malvern and nationally should be identified.
Our conveyancer has advised that he intends to complete and exchange simultaneously on the sale of our £300,000 flat in Malvern on Friday in a week. The landlords agents has quoted £384 for Certificate of Compliance, insurance certificate and 3 years statements of service charge. Is the landlord entitled to charge an administration fee for a flat conveyance in Malvern?
Malvern conveyancing on leasehold maisonettes ordinarily results in administration charges invoiced by landlords agents :
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Answering conveyancing due diligence questions
Where consent is required before sale in Malvern
Supplying insurance information
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
I bought a 1 bedroom flat in Malvern, conveyancing was carried out 3 years ago. How much will my lease extension cost? Comparable properties in Malvern with a long lease are worth £216,000. The average or mid-range amount of ground rent is £50 levied per year. The lease ends on 21st October 2096
You have 70 years unexpired we estimate the premium for your lease extension to span between £9,500 and £11,000 as well as costs.
The figure above a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of comprehensive investigations. Do not use this information in tribunal or court proceedings. There are no doubt other concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. You should not take any other action based on this information without first seeking the advice of a professional.