Just been in touch with my conveyancing solicitor in Newent who conducted the legals 18 months ago requesting a conveyancing quote based on an identical type of house sale & purchase (a leasehold premises and a freehold property) of almost identical values with a home loan from Chelsea Building Society. It looks as though am now being quoted twice the amount. Stick with what I know or should I try and find a cheaper online conveyancer?
The estimate does seem a tad on the high side. If you are happy to spend time scrutinising prices you may be able to get the conveyancing a bit cheaper by say £100 plus VAT. That being said, providing that you were pleased with the service the firm gave you couldcome to regret opting for an an untested solicitor. If is important to check that the conveyancer can represent Chelsea Building Society. Do use our search tool to locate a Newent conveyancing firm on the Chelsea Building Society member panel, which can often include conveyancing solicitors in Newent.
Due to complete my purchase in Newent next Tuesday. My property lawyer now wants me to supply her with proof of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the bank. What does the insurance need to cover?
Any lawyer on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook requirements. These requirements are not unique to conveyancing in Newent.
I am aiming to move home in January. Should my conveyancing solicitor call the removal company on the day of completion. On a separate note, can you put forward a removal company in Newent. Conveyancing solicitor was organised before I stumbled across your website.
On the afternoon of completion you can pick up the house keys from your estate agent but this can only occur after the sellers solicitors confirm to the agent that they have the completion monies and the keys can be collected. Subsequently you will need to advise the removal men that you are ready to move in. As a matter of policy we do not suggest a particular removal organisation but can help you locate a conveyancing in Newent or a firm that specialises in conveyancing in Newent.
My wife and I buying a end of terrace house in Newent. Our aim is to convert the garage to a playroom at the property.Will legal work on the property include enquiries to ascertain if these works are allowed?
Your property lawyer should check the registered title as conveyancing in Newent can sometimes identify restrictions in the title deeds which prevent certain works or require the consent of another owner. Some extensions call for local authority planning consent and approval under the building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.
We had chosen solicitors locally in Newent on the Kent Reliance solicitor approved list. They have just billed me a separate sum for dealing with the Kent Reliance mortgage. Is this a supplemental conveyancing fee set by Kent Reliance?
Provided it is contained in their Terms of Engagement or Quote then yes your lawyer can levy a fee for this. This fee is not set by Kent Reliance but by your Newent conveyancing practitioner. Plenty of firms on the Kent Reliance panel will levy ’dealing with mortgage’ fee and others do not.
Should my conveyancer be raising questions regarding flooding as part of the conveyancing in Newent.
Flooding is a growing risk for lawyers dealing with homes in Newent. There are those who purchase a property in Newent, completely aware that at some time, it may suffer from flooding. However, aside from the physical damage, where a house is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory insurance cover, or sell the property. Steps can be carried out during the course of a property purchase to forewarn the purchaser.
Solicitors are not best placed to impart advice on flood risk, however there are a number of searches that may be undertaken by the buyer or by their lawyers which can give them a better appreciation of the risks in Newent. The standard property information forms sent to a buyer’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual question of the vendor to determine whether the premises has suffered from flooding. In the event that flooding has previously occurred and is not revealed by the seller, then a buyer may issue a compensation claim stemming from an misleading response. The buyer’s lawyers may also conduct an enviro search. This will disclose if there is any known flood risk. If so, further investigations should be initiated.
It has been 2 months following my purchase conveyancing in Newent completed. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
What do I do if I am dissatisfied with the lawyer who carried out our conveyancing in Newent?
Occasionally the level of service you receive is not as you expect, and unfortunately sometimes matters do not go as planned. However there is recourse if you were not happy with your conveyancing in Newent. This varies from trying to resolve matters directly with them, through to reporting a conveyancing practitioner to their regulator. If things still aren’t resolved you may consider enlisting the help of the Legal Ombudsman.