Having sold my house in Worcestershire last August yet the purchaser is telephoning me to say her solicitor needs to hear from myconveyancer. What should have happened now that I have sold?
Following your disposal your lawyer is duty bound to deliver the transfer deeds and all of the paperwork to the purchaser's lawyers. Depending on the transaction, your solicitor should also evidence that the legal charge in favour of the lender has been discharged to the purchasers conveyancers. There are no post completion procedures just for conveyancing in Worcestershire.
Is there a list of Lloyds panel conveyancers in Worcestershire on the Building Society Association’s Website?
Unfortunately not yet. There is no such tool on the CML or Building Society Association sites. A small selection of banks make their panel listings available over the internet. Where you are seeking to appoint a Worcestershire conveyancing practitioner on the Lloyds please make the most of our facility.
Can I be sure that the Worcestershire conveyancing solicitor on the Leeds Building Society panel is any good?
When it comes to conveyancing in Worcestershire obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the solicitor conducting your conveyancing.
I have decided to exercise my right to buy my property in Worcestershire off the council. I have a mortgage offer with RBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.
I have todaydiscovered that Stirling Law have closed. They conducted my conveyancing in Worcestershire for a purchase of a leasehold flat 9 months ago. How can I establish that the property is not still registered in the name of the previous owner?
The quickest way to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Worcestershire conveyancing specialists.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Worcestershire. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Worcestershire
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Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please supply a car parking plan.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what should have been a straight forward, chain free conveyancing. Worcestershire is the location of the property. What do you suggest?
Flying freeholds in Worcestershire are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Worcestershire you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Worcestershire may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I'm converting the mortgage on my primary property to a buy to let mortgage with HSBC Bank and I will use the rest of the raised equity as a deposit on a second house. The neighborhood we are interested in is Worcestershire. Will your conveyancers be able to act for both sets of banks and link together the two deals?
Do use our search tool on this page to ensure that the lawyers are on the relevant lender panels. Having checked that they are your conveyancer should be able to simultaneously deal with the two conveyancing matters but you should talk with you solicitor and make apparent your expectations and requirements.