I am about to put an offer on a leasehold flat in Cotgrave. The property agents tell me that it is standard for flats in Cotgrave to have less than 75 years remaining. I am taking out a loan with Platform. Will the property be mortgageable given that the lease has 72 years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 28/9/2025 the requirements read as follows :
What is the difference between a licensed conveyancer and conveyancing solicitor in Cotgrave
There are many registered licenced Conveyancers in Cotgrave and Solicitor partnerships in Cotgrave offering conveyancing We would stress that both are regulated professionals specialising in the legal work in transferring property. Both can deal with associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
My husband and I have organised the release of further funds on our mortgage from Leeds Building Society as we intend to carry out alterations to our property in Cotgrave. Do we need to appoint a nearby Cotgrave solicitor on the Leeds Building Society conveyancing panel to deal with the legals?
Leeds Building Society would not normally require a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Leeds Building Society list.
After shopping around on the internet I have found a Cotgrave property lawyer having made sure that they are on the Leeds Building Society conveyancing panel. Does my lawyer arrange the survey of the property?
Leeds Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Leeds Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Cotgrave surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
We are buying a house and the conveyancer has identified Chancel Repair to which the house may be obligated to contribute to given it’s proximity to the area of such a church. She has recommended insurance. Is this strictly required for conveyancing in Cotgrave
Unless a previous purchase of the premises took place post 12 October 2013 you could assume that lawyers handling conveyancing in Cotgrave to continue to recommend a chancel search and or insurance against a claim.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what was supposed to be a straight forward, chain free conveyancing. Cotgrave is where the house is located. Can you offer any assistance?
Flying freeholds in Cotgrave are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Cotgrave you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cotgrave may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Are there any apps to help search for a Cotgrave solicitor on the National Westminster Bank conveyancing panel? I drive a motor bike and am willing to travel upto 10kilometers to meet the solicitor.
Feel free to make use of the tool on this website. Please choose the bank and your location and you will see a number of Cotgrave conveyancing lawyers locally. We have listed some Cotgrave conveyancing firms towards the end of this page and you can contact them to see whether they are on the National Westminster Bank approved list
My uncle has urged me to instruct his lawyers for conveyancing in Cotgrave. Should I find my own solicitor?
Much as we are happy to recommend a Cotgrave conveyancing lawyer it’s preferable to select a conveyancing practitioner is to seek referrals from friends or family who have actually used the firm that you are considering.