I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Gamston. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 25/1/2025, the requirements read as follows :
My wife and I own a terraced Georgian house in Gamston. Conveyancing practitioner represented me and Clydesdale. I did a free Land Registry search last week and I saw two entries: one for freehold, the second leasehold with the matching property. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Gamston and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with your conveyancing solicitor who conducted the purchase.
I decided to have a survey carried out on a house in Gamston ahead of retaining conveyancers. I have been told that there is a flying freehold element to the property. Our surveyor advised that some lenders will refuse to grant a mortgage on such a premises.
It varies from the lender to lender. Lloyds has different instructions for example to Birmingham Midshires. If you call us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Gamston. Conveyancing may be slightly more expensive based on your lender's requirements.
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At this site obtain a conveyancing quote via a Solicitor or Licensed Conveyancer that appreciates the nuances for your conveyancing in Gamston. As opposed to estate agents and many comparison sites we are not in the business of charging firms a commission if you appoint them for your property ownership legalities in Gamston
My husband and I are 18 days into a leasehold purchase having been directed to a firm by the local agent to handle our conveyancing in Gamston. We are not happy. Can you help me find new solicitors?
A solicitor would need to be very poor in order to consider changing them. Has the mortgage offer been generated? If so you must inform them of the new contact details and get the mortgage documents are re-issued. The conveyancer should be on the mortgage company approved list to avoid added expenses and frustration. That should be your starting point. Our search tool can assist you in finding a lender approved solicitor for your conveyancing in Gamston
How do I find out who owns a house in Gamston?
Provided the property is recorded at the Land Registry, and you have the specifics of the address of the premises, you should be able to see details from the HMLR of the registered owner for a for less than a fiver.