We were just about to sign contracts for a property in Gamston. We encountered a problem. The mortgage offer with Yorkshire Building Society expires on 7/4/2026 but the vendors are suggesting a completion date of 9/4/2026. Is it possible to extend the loan expiry date?
The best person to address this issue is your lawyer who will calculate if he or she is corresponding with the lender, seller’s conveyancers, property agents or possibly all parties taking into account what has happend in your transaction as of today.
I purchased a freehold house in Gamston yet invoiced for rent, why is this and what is this?
It is rare for properties in Gamston and has limited impact for conveyancing in Gamston but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the establishment of new rentcharges from 1977 onwards.
Old rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 is to be extinguished.
Due to the encouragement of my in-laws I had a survey completed on a property in Gamston before appointing conveyancers. I have been told that there is a flying freehold overhang to the property. Our surveyor advised that some banks will not issue a loan on this type of property.
It depends who your proposed lender is. Lloyds has different requirements for example to Halifax. If you e-mail us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Gamston. Conveyancing will be smoother if you use a solicitor in Gamston especially if they regularly deal with such properties in Gamston.
What tools are available to identify a Gamston law firm on the Chelsea Building Society conveyancing panel? I drive a motor bike and am prepared to travel upto 25kilometers to meet the solicitor.
You can use the facility on this page. Please select a lender and your location and you will see a number of Gamston conveyancing lawyers located nearest you. We have listed some Gamston conveyancing firms at the bottom of this page and you can call them to check whether they are on the Chelsea Building Society member panel
In scouring the web for the term conveyancing in Gamston it shows results of numerous conveyancersin the vicinity. With so much choice what is the best way to find the suitable solicitor for the sale of my house?
The ideal way of choosing the right conveyancer is through a trusted referral, so enquire of friends and family who have acquired a property in Gamston or the local estate agent or mortgage broker. Charges for conveyancing in Gamston differ, so it's a good idea to request at least four costs illustrations from varying types of property lawyers. Make sure that you know that the charges are assured not to to be inflated.
My step-father purchased his flat in Gamston 9 years ago. He has got wed, divorced and has recently married again. He will be selling the property in a couple of months. I suspect that he will just be need to supply copies of the marriage certificates to the property lawyer but he is anxious it could hold up the home move. Should he instruct a conveyancing practitioner to update the land title documents for the house?
It is not absolutely necessary to bring up to date the register providing you have the evidence needed to demonstrate how the name change resulted.
Any buyer’s conveyancer should examine the land registry entries and need evidence by way of proof of the change of name for example marriage documentation.