My financial adviser says he needs my St Anns law firm’s panel member for the Nationwide conveyancing panel. How do I obtain this. I have tried my local St Anns branch but they have not responded to me.
The sensible thing to do is ask for this information from your St Anns conveyancer . They retain a central record lender panel numbers.
My colleague advised me that where I am buying in St Anns I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is occasionally quoted for as part of the standard St Anns conveyancing searches. It is not a small report of about 40 pages, listing and detailing important information about St Anns around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the St Anns Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with maps and statistics, Local Amenities and other useful data regarding St Anns.
I used Stirling Law a few years ago for my conveyancing in St Anns. Now, I need my files but the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in St Anns of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
The estate agent has sent us the confirmation of our purchase of a new build flat in St Anns. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in St Anns
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The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please confirm the Lease plans are surveyor prepared. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply a car parking plan. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
I opted to have a survey carried out on a property in St Anns before instructing conveyancers. I have been advised that there is a flying freehold aspect to the house. The surveyor has said that some mortgage companies tend refuse to issue a loan on this type of home.
It depends who your proposed lender is. Bank of Scotland has different requirements from Nationwide. Should you wish to call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in St Anns. Conveyancing may be slightly more expensive based on your lender's requirements.
Do I need to be concerned that third parties that I am dealing with are suggesting a factory type conveyancing firm as opposed to a High Street St Anns conveyancing firm?
As with many service providers, often suggestions from family and friends can be very helpful. Yet there are many parties with a keen interest in a conveyancing transaction; estate agents, mortgage brokers and lenders might all put forward conveyancers to retain. On occasion the solicitors might be known to one of the organisations as experts in their field, but sometimes there is an underlying commercial relationship behind the endorsement. You are at liberty to choose your preferred conveyancer. You need to be aware that many lenders specify a panel list of lawyers you have to use for the mortgage related work in your home move.