My mortgage broker has asked me for my St Anns law firm’s panel member for the Santander conveyancing panel. Can you suggest how I find this out. I have called my local St Anns branch but they don't know it.
The sensible thing to do is ask for this information from your St Anns lawyer . They retain a central record lender panel numbers.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in St Anns. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 3/11/2025, the requirements read as follows :
My friend suggested that if I am purchasing in St Anns I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is usually quoted for as part of the standard St Anns conveyancing searches. It is not a small report of more than thirty pages, listing and detailing significant information about St Anns around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the St Anns Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with maps and statistics, Local Amenities and other useful data regarding St Anns.
I have been sourcing a conveyancing solicitor in St Anns for my home move. Is there any facility to review a solicitor's complaints history with the legal regulator?
Members of the public can see documented Solicitor Regulator Association (SRA) decisions stemming from investigations commenced on or after Jan 2008. Visit Check a solicitor's record. To find information Pre 2008, or to check a solicitors record, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The SRA could recorded call for training reasons.
I own a leasehold flat in St Anns. Conveyancing and Britannia mortgage went though with no issue. I have received a letter from someone claiming to own the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1993. The conveyancing practitioner in St Anns who previously acted has long since retired. Do I pay?
The first thing you should do is make enquiries of HMLR to be sure that this person is in fact the registered owner of the freehold reversion. You do not need to instruct a St Anns conveyancing lawyer to do this as it can be done on-line for £3. You should note that in any event, even if this is the rightful landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
I inherited a basement flat in St Anns, conveyancing was carried out in 2008. How much will my lease extension cost? Equivalent properties in St Anns with an extended lease are worth £201,000. The ground rent is £45 invoiced every year. The lease runs out on 21st October 2089
With just 64 years unexpired we estimate the price of your lease extension to span between £14,300 and £16,400 as well as costs.
The figure above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of detailed investigations. Do not use the figures in a Notice of Claim or as an informal offer. There may be additional issues that need to be considered and clearly you should be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information before seeking the advice of a professional.
We are in the midst of selling our flat in St Anns. Conveyancing is fine but we are being charged an extortionate amount by the freeholder. So far we have forked out £295.50 for a leasehold management pack and then another £200 plus VAT for additional questions raised by the buyers conveyancer.
Your conveyancing practitioner will not have any impact over the extent of the charges for this information however the average costs for the information for St Anns leasehold premises is £395. When it comes to St Anns conveyancing deals it is usual for the owner to pay for these costs. The freeholder or their agents are under no legal obligation to address such questions although many will agree to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no law that mandates capped charges for administrative tasks. There is no legal time limit by which they are duty bound to supply the information.