I am hoping to receive a offer of a home loan from Santander. I intend to use a Licensed Conveyancer in Bishop Auckland. Does the Santander Solicitor panel allow for conveyancers regulated by the CLC?
The Santander approved solicitor list is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
All was ready to move into my new home in Bishop Auckland next Friday. My lawyer now wants me to supply her with evidence of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the lender. What risks does the mortgage company expect the insurance to cover?
Any lawyer on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook conditions. These obligations are not specific to conveyancing in Bishop Auckland.
Can I use your services to find a Conveyancing solicitor in Bishop Auckland even where I’m not purchasing or disposing of a house, for instance if I want to buy a shop in Bishop Auckland with a mortgage from HSBC Bank?
Our comparison service is predominantly utilised to select residential conveyancing solicitors in Bishop Auckland but we have recorded at the bottom of this page a few Bishop Auckland commercial conveyancing firms. You will need to enquire with the solicitors directly to see if they are also authorised to represent HSBC Bank
We are downsizing from our home in Bishop Auckland and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. A high street Bishop Auckland conveyancer would know this is not the case. For the life of me I don't know why the buyers are using an online conveyancing firm as opposed to a conveyancing solicitor in Bishop Auckland. We have lived in Bishop Auckland for three years we know of no issue. Do we get in touch with our local Authority to get clarification that the buyers are looking for.
It would appear that you have a conveyancing solicitor already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
About to purchase a new build flat in Bishop Auckland. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Bishop Auckland
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Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. There must be mutual enforceability of lessee’s covenants. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
My mum and dad are encountering problems in finding their Bishop Auckland property on the HM Land Registry website. They have a vague memory sixty years ago when they purchased the property there were complications with the address not being recognised in some systems.
Almost all residences in Bishop Auckland should be revealed. Have you endevoured to search to simply the postcode. Ordinarily it should disclose all the residences within that postcode. Assuming the property is registered it will show up with a title number. Where they bought back in the 60’s it's conceivable it may be not yet registered. The address could still be revealed but with the title number shown 'na'. In this scenario you will need to track down the original title documentation which might be with your parent’s mortgage company.