Having sold my house in Shildon last April yet the purchaser is Skype messaging daily to say his conveyancer needs to hear from mine. What are the post completion sale legalities following completion?
Following your sale your lawyer should deliver the transfer deeds and all supplemental paperwork to the purchaser's solicitors. Where appropriate, your conveyancer should also send confirmation that the mortgage has been discharged to the buyers conveyancers. There is unlikely to be post completion requirements peculiar conveyancing in Shildon.
When it comes to lenders such as Principality, do Shildon lawyers have to pay a fee to be on the list of approved solicitors?
We are unaware of any mortgage company fees to be on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
Completion of my purchase has taken place for my property in Shildon. Conveyancing was satisfactory but I would like to complain about the lender. How does one go about formally complaining?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
Planning on purchasing a apartment in Shildon. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Co-operative conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Shildon conveyancing practitioner is on the Co-operative conveyancing panel.
I used Wolstenholmes several years ago for my conveyancing in Shildon. I now require my file but the law firm is no longer operating. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Shildon of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Shildon differ for newly converted properties?
Most buyers of new build residence in Shildon contact us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is completed. This is because new home sellers in Shildon usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Shildon or who has acted in the same development.
We're new on the property ladder - agreed a price, but the property agent has warned us that the owners will only issue a contract if we appoint the agent's chosen conveyancers as they are insisting on an ‘expedited deal’. My instinct tells me that we should use a family conveyancer who is accustomed to conveyancing in Shildon
It is improbable the owners are driving this. If they require ‘a quick sale', taking such a hostile approach to a motivated purchaser is counter productive. Speak to the owners direct and explain that (a)you are motivated purchasers (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you wish to move quickly (e)however you are going to appoint your own,trusted Shildon conveyancing solicitors - rather thanthose that will give the negotiator at the agency a introducer fee or hit his conveyancing thresholds pre-set by head office.
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the mortgage company conveyancing panel. My lawyer has said that they are on the bank approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the mortgage company conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the bank solicitor panel.