We were about to choose a conveyancing solicitor in Rugby recommended by you but have come across alternative estimates on the internet look cheaper – how come?
There are numerous solicitors promoting alleged cut-price conveyancing, unfortunately it’s common in such cases for additionalcosts end up with the closing bill totally different to the one you expected. Conveyancers are obliged to make sure that costs listed in terms and conditions should be equitable invoiced The conveyancers that we put forward for conveyancing in Rugby genuinely set out all charges for a domestic conveyancing transaction.
My lawyer has uncovered a a problem with the lease for the flat we are purchasing in Rugby. The other side have offered title insurance as a solution. We are happy with insurance and will cover the costs. Our lawyer has advised that he must be satisfied that the mortgage company is happy with this solution. Are we the client or is the lender?
Regardless of the fact that you have a mortgage offer from the mortgage company does not mean to say that the property will meet their provisions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook requirements. You and the bank are the client. These conveyancing instructions have to be complied with.
We hope to to purchase with Melton Mowbray Building Society. We have called around locally yet cant to find a Rugby conveyancing firm on the Melton Mowbray Building Society approved list. Can you assist?
Please do make use of the find a lender approved solicitor tool on this page. Please choose the mortgage company and type Rugby or your preferred area and you will discover numerous solicitors based in Rugby or near you.
A friend recommended that where I am buying in Rugby I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually quoted for as part of the standard Rugby conveyancing searches. It is not a small document of more than thirty pages, listing and setting out significant information about Rugby around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Rugby Education with maps and statistics, Local Amenities and other useful information concerning Rugby.
I have justdiscovered that Action Conveyancing have been shut down. They conducted my conveyancing in Rugby for a purchase of a leasehold flat 18 months ago. How can I establish that my home is not still registered in the name of the former proprietor?
The quickest way to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Rugby conveyancing specialists.
Due to the encouragement of my in-laws I had a survey completed on a property in Rugby in advance of instructing solicitors. I have been told that there is a flying freehold aspect to the house. Our surveyor advised that some mortgage companies will refuse to issue a mortgage on this type of premises.
It varies from the lender to lender. Santander has different instructions from Halifax. Should you wish to telephone us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Rugby. Conveyancing will be smoother if you use a solicitor in Rugby especially if they are familiar with such properties in Rugby.