Are you able to vouch for a Norwich and Peterborough Building Society sanctioned Rugby conveyancing firm that can complete within two weeks? Am I best advised to unstruct a high street Rugby practice or an online comparison site?
We would be happy to suggest some excellent Rugby conveyancing firms. You can also walk up the main road in Rugby. Go in to two or three firms and request to see a conveyancing solicitor for a costs illustration. Explain your requirements together with the reasons and ask for an assurance on speed. Choose the one that you are most comfortable with.
A friend informed me that in purchasing a property in Rugby there may be a number of restrictions limiting what one can do in terms of external alterations to a property. Is this right?
There are a number of properties in Rugby which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Rugby should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We previously selected conveyancing lawyers locally in Rugby on the Aldermore solicitor panel. They are now charging me a further sum for the legal aspects of the Aldermore mortgage. Is this a supplemental conveyancing fee specified by Aldermore?
As unfair as it may appear, as long as it’s in their Terms and Conditions or estimate then yes your solicitor can levy a fee for this. This charge is not dictated by Aldermore but by your Rugby solicitor. Some firms on the Aldermore panel will quote ’dealing with mortgage’ fee but many firms include it on their overall fee.
After weeks of negotiation I have agreed a price on an apartment in Rugby. My financial adviser suggested a property lawyer. I paid an on account payment of £225. A couple of days later, the property lawyer called me sheepishly admitting that they were not on the Virgin Money conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Virgin Money panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I understand that there are debates on Chancel Insurance on online forums. Do I need this when buying a property in Rugby? or Apparently there is historic law that means some house owners residing in a parish church boundary may be liable to contribute towards repairs towards the chancel within the church. Is this suitable for conveyancing in Rugby?
Unless a prior purchase of the property completed post 12 October 2013 you can assume that lawyers delivering conveyancing in Rugby to continue to recommend a chancel search and or insurance against a claim.
I have a terraced Victorian house in Rugby. Conveyancing practitioner represented me and Norwich and Peterborough Building Society. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold under the exact same property. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Rugby and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with your conveyancing practitioner who conducted the purchase.
I am looking to sell my home. My past solicitors has retired. It would be helpful to have a recommendation of a conveyancing firm. Im based in Rugby if that makes things easier.
Please use our search tool to help you find a solicitor for your conveyancing in Rugby. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
I've recently bought a leasehold flat in Rugby. Am I liable to pay service charges relating to a period prior to my ownership?
In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I acquired a 1 bedroom flat in Rugby, conveyancing having been completed 5 years ago. Can you let me have an estimated range of the fair premium for a lease extension? Corresponding flats in Rugby with a long lease are worth £206,000. The ground rent is £45 levied per year. The lease finishes on 21st October 2092
You have 66 years unexpired the likely cost is going to be between £11,400 and £13,200 as well as plus your own and the landlord's "reasonable" professional fees.
The suggested premium range above a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed due diligence. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you move forward based on this information without first getting professional advice.