I am obtaining a mortgage with Lloyds. I hope to use a Licensed Conveyancer in Dunchurch. Does the Lloyds Conveyancing panel allow for conveyancers regulated by the CLC?
The Lloyds approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Are the BSA intent on creating a online directory to to identify law firms on the Earl Shilton BS conveyancing panel for instance in Dunchurch?
We have not been informed any intention on the part of the BSA to develop such a tool.
We are due to move property in January. Does my conveyancing solicitor liaise with the removal company on the day of completion. As an aside, can you suggest a removal company in Dunchurch. Conveyancing lawyer was organised prior to coming across this page.
On the day of completion you can collect the keys from the property agent but this can only take place once the vendors lawyers confirm to the agent that they have the completion monies and the keys can be passed over. Subsequently you can tell the removal company that you are ready to move in. We do not recommend a particular removal organisation but can assist you in finding a conveyancing in Dunchurch or a lawyer that specialises in conveyancing in Dunchurch.
I am purchasing a victorian detached house in Dunchurch. We would like to an extension at the rear at the house.Will legal due diligence on the property involve checks to determine if these alterations are prohibited?
Your property lawyer will check the registered title as conveyancing in Dunchurch can on occasion identify restrictions in the title deeds which restrict categories of alterations or necessitated the consent of a 3rd party. Some additions require local authority planning consent and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be wise to check these issues with a surveyor prior to committing yourself to a purchase.
Completion of my remortgage has taken place for my property in Dunchurch. Conveyancing was a necessary evil but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
My friend suggested that where I am purchasing in Dunchurch I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is occasionally quoted for as part of the standard Dunchurch conveyancing searches. It is a large document of more than thirty pages, listing and detailing important information about Dunchurch around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Dunchurch Education with maps and statistics, Local Amenities and other useful data concerning Dunchurch.
It has been four months since my purchase conveyancing in Dunchurch completed. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I decided to have a survey done on a house in Dunchurch in advance of instructing lawyers. I have been told that there is a flying freehold overhang to the property. The surveyor advised that some mortgage companies will refuse to give a loan on this type of property.
It depends who your proposed lender is. Bank of Scotland has different requirements from Nationwide. Should you wish to call us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Dunchurch. Conveyancing will be smoother if you use a solicitor in Dunchurch especially if they are familiar with such properties in Dunchurch.