Last October we completed a house move in Dunchurch. We have since encountered a number of problems with the property which we believe were missed in the conveyancing searches. Do we have any recourse? What searches should? have been ordered for conveyancing in Dunchurch?
The query is vague as what problems have arisen and if they are unique to conveyancing in Dunchurch. Conveyancing searches and investigations initiated during the legal transfer of property are carried out to help avoid problems. As part of the process, a property owner answers a document called a SPIF. If the information is misleading, you could possibly take legal action against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Dunchurch.
The deeds to my property can not be found. The solicitors who dealt with the conveyancing in Dunchurch 4 years ago no longer exist. Will I be able to sell the house?
Assuming you have a registered title the information relating to your proprietorship will be retained by the Land Registry with a Title Number. It is easy to perform a search at the Land Registry, find your house and get up to date copies of the property title for less than a fiver. If the property is Leasehold then the Land Registry will in most cases hold a certified copy of the Registered Lease and again, a copy can be ordered for twenty pounds.
I decided to have a survey carried out on a property in Dunchurch prior to appointing conveyancers. I have been told that there is a flying freehold element to the property. Our surveyor has said that some mortgage companies may not give a loan on a flying freehold home.
It varies from the lender to lender. HSBC has different requirements for example to Halifax. If you e-mail us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Dunchurch. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Dunchurch to see if the conveyancing will be more expensive.
My husband and I are first time buyers - had an offer accepted, but the agent informed us that the owners will only issue a contract if we use the agent's chosen solicitors as they are insisting on an ‘expedited deal’. Our preferred option is to instruct a local conveyancer used to conveyancing in Dunchurch
It is unlikely the vendors are behind this. Should the vendor desire ‘a quick sale', turning down a serious buyer is counter productive. Bypass the agents and go straight to the sellers and explain that (a)you are serious buyers (b)you are excited to move forward, with finances in place © you are unencumbered (d) you wish to move quickly (e)but you are going to use your own,trusted Dunchurch conveyancing solicitors - not the ones that will provide the estate agent a introducer fee or achieve conveyancing figures set by corporate headquarters.
Can you offer any advice when it comes to choosing a Dunchurch conveyancing firm to deal with our lease extension?
When appointing a solicitor for lease extension works (regardless if they are a Dunchurch conveyancing firm) it is essential that they be familiar with the legislation and specialises in this area of work. We suggest that you talk with two or three firms including non Dunchurch conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions might be useful:
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What volume of lease extensions have they completed in Dunchurch in the last 12 months? Can they put you in touch with clients in Dunchurch who can give a testimonial?
Dunchurch Conveyancing for Leasehold Flats - Examples of Queries before buying
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Most Dunchurch leasehold properties will incur a service bill for the upkeep of the block invoiced by the freeholder. Where you buy the flat you will have to meet this amount, normally quarterly during the year. This can differ from a few hundred pounds to thousands of pounds for buildings with lifts and large communal grounds. There will also be a ground rent for you to pay yearly, this is usually not a significant sum, say around £50-£100 but you should to check it because sometimes it can be many hundreds of pounds. Does the lease contain onerous restrictions? Who are the managing agents?
I have finally had an offer on an apartment in Dunchurch accepted, the vendor does however have a tied purchase. The current proprietors have offered on a flat, but it’s not been accepted yet, and has viewings of other flats in the pipeline. I have chosen a local conveyancing lawyer in Dunchurch. What should be my next step? At what stage should I apply for the mortgage with Coventry BS?
It is usual to have anxieties where there is an associated chain as you are unlikely to want to be too out of pocket too early (home loan application is in the region of one thousand pounds, then survey, Dunchurch conveyancing search charges, etc). First, you must ensure that your property lawyer is on the Coventry BS approved list. Concerning the subsequent steps this very much dictated by the uniqueness of your case, desire for this property and on the state of the market. In a buoyant market some buyers will apply for the mortgage with Coventry BS and pay for the valuation and only if it comes back ok would they pay their lawyer to press on with the conveyancing in Dunchurch.