I am obtaining a offer of a home loan from Lloyds. I would like to enlist the help of a Licensed Conveyancer in Crowland. Does the Lloyds Conveyancing panel allow for conveyancers regulated by the CLC?
The Lloyds conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We just had an offer accepted to purchase with Norwich and Peterborough Building Society. I popped in 3 or 4 local solicitors but am struggling to find a Crowland conveyancing firm on the Norwich and Peterborough Building Society approved list. Please you help?
Please do make use of the search tool on this web page. Please choose the mortgage company and type Crowland or your preferred area and you will see a number of lawyer offices in Crowland or nearest you.
I happen to be the only recipient of my late father’s estate with all property in now in my sole name, including the my former home in Crowland. Conveyancing formalities meant that the Land Registry date was in January. I plan to dispose of the house. I understand that there is a Mortgage Lenders six month 'rule', which means that my property ownership could be treated the same way as if I'd bought the house in January. Do I have to wait half a year to sell?
The CML handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be affected by that. How practical a view lenders take of it, depend on the lender as this provision primarily exists to pick up on subsales or the quick reselling of property.
We have agreed to purchase a house in Crowland. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Nationwide be concerned?
Given that your lender is Nationwide your lawyer must check the formal instructions contained in Part two of UK Finance Lenders’ Handbook for Nationwide. The Council of Mortgage Lenders’ Handbook contains minimum requirements for solar panel roof-space leases, and lawyers are required to report to Nationwide where a lease does not comply with these provisions. The provisions relate to the installation of panels on properties countrywide and is not limited to Crowland.
I can not fathom if my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Crowland bank branch on a couple of occasions and was told it wasn't a problem and they will lend. My Crowland conveyancing solicitor - who is on the lender conveyancing panel- called to say that they refuse to lend based on their specific requirements. Who do I believe?
Provided that the property lawyer is on the bank panel, they must follow the CML Handbook conditions for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I am buying a new build flat in Crowland. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Crowland
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The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Please confirm the Lease plans are surveyor prepared. Please supply a car parking plan. Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
I need to retain a conveyancing solicitor for residential conveyancing in Crowland. I have land on a site which appears to be the ideal offering If it is possible to get all this stuff completed via web that would be preferable. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Me and my partner are FTB’s just having agreed a price on a property in Crowland, and need to get solicitors lined up. I have used the different comparison tools and the fee estimates are from all across the country. Is it advisable to have a Crowland lawyer local to your potential house? I am content to do all the communicating over email, but I assume at some point we may be required to physically go into the lawyer's office to sign papers?
On the whole there is no need to physically visit the office of your lawyer, they can send any relevant contracts to you, which you can sign and send back. Many buyers and sellers choose to use a locally based solicitor, but it is not a prerequisite for conveyancing in Crowland.