We are planning to acquire a 3 bedroom flat in Crowland with a mortgage. We wish to retain our Crowland conveyancer, but the bank says she’s not on their "panel". We have to appoint one of the lender panel solicitors or continue with our Crowland solicitor and pay for one of their panel ones to act for them. We regard this is unjust; is there anything we can do?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Crowland conveyancing solicitor to apply to be on the conveyancing panel.
My conveyancer has identified a defect with the lease for the flat we are buying in Crowland. The seller’s lawyers have put forward title insurance as a solution. We are content with insurance and will cover the costs. Our property lawyer says that he must check that the mortgage company is willing to move forward with this solution. Are we the client or is the mortgage company ?
Notwithstanding that you have a mortgage offer from the lender does not mean to say that the property will meet their provisions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook conditions. You and the bank are the client. These conveyancing instructions must be adhered to.
Completed the sale of my flat in Crowland last May yet the purchaser is e-mailing daily to moan that their lawyer needs to hear from mine. What should have happened following completion?
Following your disposal your conveyancer is obliged to forward the transfer documentation and all of the paperwork to the buyer’s solicitors. Where relevant, your solicitor must also confirm that the home loan has been paid off to the purchasers lawyers. There is unlikely to be post completion procedures just for conveyancing in Crowland.
I have justbeen informed that Action Conveyancing have been shut down. They carried out my conveyancing in Crowland for a purchase of a leasehold apartment 9 months ago. How can I establish that the property is in my name in the name of the previous owner?
The quickest way to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Crowland conveyancing specialists.
I am looking to sell my property. My past solicitors has retired. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Crowland if that makes a difference.
Do use our search tool to help you choose a solicitor for your conveyancing in Crowland. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.
I need to retain a conveyancing solicitor for my conveyancing in Crowland. I happened to stumble across a web site which seems to have the perfect solution If it is possible to get all this stuff done via phone that would be ideal. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?