My previous conveyancer has sent a quote for £1150 for leasehold conveyancing in Whittlesey. I am selling a modern property for £125,000. Are the quoted fees excessive? Is it in excess of the average fee for conveyancing in Whittlesey?
The costs illustration is slightly on the steep side. If you are prepared to invest time comparing quotes you might decrease the fees marginally by as much as £125. On the other hand, you maycome to rue choosing an an untested solicitor. If is important to check the firm can also act for your bank. Do use our comparison tool to select a Whittlesey conveyancing company on the banks approved list of lawyers which can often include conveyancing solicitors in Whittlesey.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Whittlesey. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 5/5/2025, the requirements read as follows :
My wife and I own a 4 bedroom Edwardian property in Whittlesey. Conveyancing lawyer acted for me and Yorkshire Building Society. I did a free Land Registry search last week and I saw two entries: one for freehold, the second leasehold under the matching address. Is it worth asking Yorkshire Building Society to clarify?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Whittlesey and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the position with your conveyancing lawyer who carried out the work.
How does conveyancing in Whittlesey differ for newly converted properties?
Most buyers of new build residence in Whittlesey come to us having been asked by the developer to exchange contracts and commit to the purchase even before the premises is completed. This is because house builders in Whittlesey usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Whittlesey or who has acted in the same development.
Due to the advice of my in-laws I had a survey completed on a property in Whittlesey before instructing solicitors. I have been advised that there is a flying freehold element to the property. My surveyor advised that some lenders will refuse to grant a mortgage on a flying freehold home.
It varies from the lender to lender. Lloyds has different instructions for example to Birmingham Midshires. If you contact us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Whittlesey. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Whittlesey to see if the conveyancing will be more expensive.
Is it simple use your search facility to get a quote from a conveyancing lawyer in Whittlesey on the authorised to act for my lender?
Step one is to choose a bank such as Birmingham Midshires, The Mortgage Works or Platform Home Loans Ltd then specify your location such as Whittlesey. Conveyancing practices in Whittlesey and further afield should be listed.