My fiance’s mother is a property lawyer. I am hopeful that I can be offered preferential rates for conveyancing, However if that does not come materialise, what kind of fees should I be expecting for conveyancing in Whittlesey?
It’s sensible to request two or three conveyancing estimates. Do use our comparison tool on this page. The estimates do vary but service levels do differ between property lawyers as is the case with most professions.
Please help. My Whittlesey conveyancer is informing me me that she is duty bound toorder Whittlesey conveyancing searches becausethe firm are on the Santanderapproved lawyer panel. Do I not have any options here?
You have limited options available to you. As you are obtaining a home loan with a mortgage company your solicitor has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancing practitioner would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the Council of Mortgage Lenders’ Handbook conditions . Even if you were a cash buyer you would be ill advised not to carry out Whittlesey conveyancing searches.
Please explain the implications if my solicitor is expelled from the Bank of Ireland Conveyancing panel ahead of completing my conveyancing in Whittlesey?
The first thing to point out is that, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.
I have todayfound out that Stirling Law have closed. They carried out my conveyancing in Whittlesey for a purchase of a leasehold flat 9 months ago. How can I establish that the property is not still registered in the name of the former proprietor?
The quickest way to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Whittlesey conveyancing specialists.
I opted to have a survey carried out on a house in Whittlesey prior to instructing solicitors. I have been informed that there is a flying freehold aspect to the house. My surveyor has said that some lenders tend not grant a mortgage on a flying freehold home.
It depends who your proposed lender is. Santander has different requirements from Halifax. Should you wish to call us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Whittlesey. Conveyancing may be slightly more expensive based on your lender's requirements.
My intention is to purchase a garden maisonette in Whittlesey. Conveyancing lawyer has been waiting for, from the seller, building insurance documents. This morning I was informed that the seller must forward the insurance schedule for the flat above in addition. Why does my property lawyer need to review the insurance for the flat above? Is it strictly necessary? We have been waiting for the last fortnight…
It is not impossible in leasehold conveyancing in Whittlesey to find Conveyancing in Whittlesey in a minority of cases reveals that the lease provides for the leasehold owners to insure their individual flats rather than the landlord insuring the whole premises - which is definitely better. You should check with your property lawyer but it would appear that your lawyer is seeking to verify that the whole building is insured. Insuring a ground floor flat is no help when it comes to rebuilding after a fire if the 1st floor cannot be reinstated due to lack of insurance cover.