We note that you have a search directory identifying firms on the Yorkshire BS conveyancing panel. Do firms pay you a referral fee if I instruct them for our own conveyancing in Yaxley?
We are a listing service only for law firms wishing to communicate if they are on the Yorkshire BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Yaxley.
I am buying a property in Yaxley. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Coventry BS be concerned?
Given that you are obtaining a mortgage with Coventry BS your lawyer must check the formal requirements set out in Section two of UK Finance Lenders’ Handbook for Coventry BS. The Council of Mortgage Lenders’ Handbook sets out minimum specifications for solar panel roof-space leases, and solicitors are required to report to Coventry BS where a lease fails to meet these conditions. The conditions relate to the installation of panels on properties in England and Wales and is not limited to Yaxley.
The mortgage over my property is with RBS for my property in Yaxley. Conveyancing has been completed months ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform RBS?
You must advise RBS before letting out your property as this is likely to be a breach of RBS’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact RBS directly. It should not be necessary to do this via a RBS conveyancing panel lawyer.
Kent Reliance have agreed my mortgage in principle, my offer on a apartment in Yaxley has been accepted, what are the next steps?
Your property agent will need to be informed of your property lawyer's details (be sure the conveyancing practitioners are on the lender’s approved list). Call up Kent Reliance or the financial adviser and finish off any outstanding paperwork. Kent Reliance will appoint a valuer who will get in touch with the estate agent or seller to arrange a slot for the valuation to occur. Once conducted (assuming no problems) it takes on average a fortnight for the mortgage offer to be issued. Kent Reliance will send the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Yaxley.
I used Action Conveyancing a few years ago for my conveyancing in Yaxley. I now require my papers but the law firm is no longer operating. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Yaxley of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Yaxley differ for new build properties?
Most buyers of new build or newly converted property in Yaxley come to us having been asked by the builder to sign contracts and commit to the purchase even before the property is completed. This is because builders in Yaxley typically acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Yaxley or who has acted in the same development.
Due to the encouragement of my in-laws I had a survey completed on a property in Yaxley before retaining solicitors. I have been advised that there is a flying freehold overhang to the property. The surveyor has said that some mortgage companies will refuse to give a loan on this type of home.
It depends who your proposed lender is. HSBC has different instructions from Halifax. Should you wish to call us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Yaxley. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Yaxley to see if the conveyancing costs will increase in light of this.
I am using a search engine for the phrase cheap conveyancing in Yaxley it reveals many property lawyerslocally. How do I determine which is the suitable solicitor for the sale of my house?
The best method of finding the right conveyancer is through a personal referral, so ask colleagues and those you trust who have purchased a property in Yaxley or a local estate agent or mortgage broker. Costs for conveyancing in Yaxley vary, so it's a good idea to secure a minimum of three quotes from different law firms. Make sure that you know what costs in the quote includes.