I am hoping to receive a offer of a home loan from Halifax. I intend to instruct a Licensed Conveyancer in Yaxley. Does the Halifax Conveyancing panel exclude Licensed Conveyancers?
The Halifax conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We were just about to exchange contracts for a semi detached house in Yaxley. We have hit a stumbling block. The mortgage offer with Barclays Direct expires on 19/10/2026 but the sellers are suggesting a completion date of 21/10/2026. Can one extend the loan offer?
The person best placed to deal with your question is your conveyancer who will hopefully determine whether he or she is corresponding with the mortgage company, vendor’s solicitors, property agents or conceivably all three given the history of your conveyancing to date.
I used Stirling Law a few years past for my conveyancing in Yaxley. I now require my papers however cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Yaxley of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Yaxley differ for newly converted properties?
Most buyers of new build residence in Yaxley contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is built. This is because house builders in Yaxley typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Yaxley or who has acted in the same development.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. Yaxley is where the house is located. Can you offer any advice?
Flying freeholds in Yaxley are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Yaxley you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Yaxley may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Taking into account that I am about to part with 450k on 3 bedroom house in Yaxley I wish to have a conversation with the lawyer regarding thehouse move before appointing the firm. Can this be arranged?
This is something that we encourage - we would be happy to talk to you we do not take any clients on without you speaking to the solicitor who will be doing your property ownership legalities in Yaxley.There is no ‘factory style conveyancing’ - each client is unique individual, not a file reference. The practices that we put you in touch with believe that the figure you are calculated and presented to you for residential conveyancing in Yaxley should be the figure that you are charged.