We are looking to buy a property and need a conveyancing solicitor in Dartford who is on the RBS conveyancing panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for RBS . We don't recommend any particular firms conducting conveyancing in Dartford.
My house in Dartford is up for sale and I have a purchaser. Does my property lawyer need to be required to be on the Aldermore conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Aldermore conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently currently.
I am purchasing my first flat in Dartford with a loan from Nationwide Building Society. The builders refused to budge the price so I negotiated five thousand pounds worth of extras instead. The house builders rep suggested that I not reveal to my lawyer about the extras as it may jeopardize my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been recommended by a number of estate agents in Dartford to choose a solicitor on your site. What’s the financial advantage for Estate Agents to market your lawyers ahead of alternative conveyancing organisations?
We don’t give any commission for pointing buyers and sellers our way. We found it would be just too difficult to pay a commission as members of the public would think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
In my capacity as executor for the will of my grandfather I am disposing of a house in Cardiff but live in Dartford. My conveyancer (who is 260 miles from meneeds me to sign a statutory declaration before the transaction finalising. Could you suggest a conveyancing lawyer in Dartford to witness and place their company stamp on the document?
Technically speaking you should not need to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will be fine regardless of whether they are located in Dartford
I have recently had an offer accepted on a leasehold flat in Dartford and the estate agent that we are dealing with suggested his lawyer. They quoted £900 excluding VAT and 3rd party costs. Does this sound expensive?
You should not rely on 1 quote. You should obtain like-for-like quotes for your conveyancing in Dartford. Then select one that you are comfortable with and just as important, is on the approved panel of the lender that you have applied for a mortgage from.