I'm in the process of switching my existing standard loan to a BTL Halifax mortgage. The bank has said that I must appoint a conveyancer for this. I had a chat the same Dartford conveyancing practitioner who acted on my behalf when I originally bought the premises. The fee estimate e-mailed to me of £470 is an eye-watering amount to do this as I am not require purchase conveyancing - it’s just a straightforward remortgage.
The estimate fees are a little high. If you you were to look around you may be able to shave off some of the expense by say £125. On the other hand, providing that you were pleased with the legal work the firm provided you maycome to regret opting for an a cheaper solicitor. Remember to enquire the firm can act for Halifax. You can employ our search tool to choose a Dartford conveyancing firm on the Halifax approved list of lawyers, which can often include conveyancing solicitors in Dartford.
Despite weeks of looking the Title Certificate and documents to our home are lost. The conveyancers who conducted the conveyancing in Dartford 10 years ago have long since closed. What are my next steps?
Nowadays there are copies made of almost everything, and your solicitor will be aware exactly where to look for all the appropriate paperwork so you may buy or dispose of your house without any difficulty. If duplicates can’t be found, your conveyancer can arrange cover in the form of insurance or indemnities against future claims on your premises.
How does conveyancing in Dartford differ for newly converted properties?
Most buyers of new build residence in Dartford come to us having been asked by the builder to sign contracts and commit to the purchase even before the residence is constructed. This is because developers in Dartford tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Dartford or who has acted in the same development.
I am downsizing from my property. My former lawyers has retired. It would be helpful to have a recommendation of a conveyancing firm. Im based in Dartford if that makes things easier.
Please use our search tool to help you choose a solicitor for your conveyancing in Dartford. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
I've found a house that appears to tick a lot of boxes, at a reasonable price which is making it more attractive. I have subsequently found out that the title is leasehold as opposed to freehold. I would have thought that there are issues purchasing a leasehold house in Dartford. Conveyancing solicitors have not yet been instructed. Will they explain the issues?
The majority of houses in Dartford are freehold rather than leasehold. This is one of the situations where having a local conveyancer who is familiar with the area who can assist with the conveyancing process. it is apparent that you are purchasing in Dartford in which case you should be shopping around for a Dartford conveyancing practitioner and check that they have experience in dealing with leasehold houses. First you will need to check the number of years remaining. As a lessee you will not be at liberty to do whatever you want to the property. The lease comes with conditions such as requiring the freeholder’sconsent to carry out changes to the property. You may also be required to pay a service charge towards the maintenance of the estate where the house is located on an estate. Your solicitor will appraise you on the various issues.
Having spent months of negotiations we are unable to agree with our landlord on how much the lease extension should cost for our flat in Dartford. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
Most certainly. We can put you in touch with a Dartford conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Dartford flat is Various @ Colombus Square in January 2012. the Tribunal calculated the premiums to be paid for new leases for each of the flats in Mariners Walk to be £3822 and the premium to be paid for the new lease of 2 Knights Court to be £4439. This case related to 13 flats. The remaining number of years on the lease was 76 years.
At what point do I pay the Stamp Duty Land Tax payable for my conveyancing in Dartford?
The solicitor will fill out a stamp duty return on your behalf during your Dartford conveyancing transaction for you to sign. After completion your lawyer will submit the Land Transaction Return Form to the Tax Authorities and - as long as they have the money - settle any tax bill due on your behalf.