My Dartford lawyer has discovered an inconsistency when comparing the assumptions in the valuation survey and what is revealed within the legal papers for the property. My solicitor says that he needs to check that the lender is happy with this discrepancy and is content to go ahead. Is my solicitor’s course or action legitimate?
Your lawyer must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
Why do I have to pay up front when it comes to conveyancing in Dartford?
If you are buying a property in Dartford your solicitor will request that you place them with funds to cover the the cost of the conveyancing searches. This will be the total of the cost of the conveyancing searches. If any down payment is as part of the sale price then this will be asked for shortly ahead of exchange of contracts. Any further balance that is due should be transferred shortly before completion.
My Conveyancer in Dartford is not on the TSB Solicitor Panel. Is it possible for me to retain my prefered solicitor notwithstanding that they are not on the TSB list of approved lawyers?
Your options are as follows:
- Carry on with your preferred Dartford lawyers but TSB will need to retain a conveyancer on their list of acceptable firms. This will result in additional total legal charges as well as cause delays.
- Get an alternative solicitor to act in the purchase, remembering to check they are on the TSB panel
Is it possible to swap firm as I have to retain a firm on the Alliance & Leicester conveyancing panel. I hired a high street conveyancing solicitor in Dartford five minutes from me but the firm is not accepted by Alliance & Leicester
We will our best to assist in finding you a conveyancing solicitor in Dartford on the Alliance & Leicester panel. Please note that the property lawyers that we work with do not pay us fee if you instruct them and are fully regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Dartford. Using search facility on this website, you can compare costs for conveyancing solicitors in Dartford and throughout England and Wales.
I am thinking of appointing a conveyancing lawyer in Dartford for my house move. Can I see a solicitor's complaints history with the profession’s regulator?
Members of the public may search for presented Solicitor Regulator Association (SRA) decisions resulting from inquisitions started on or after 1 January 2008. Visit Check a solicitor's record. To find records Pre 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The regulator sometimes monitor telephone calls for training purposes.
I am tempted by the attractive purchase price for a couple of maisonettes in Dartford both have approximately 50 years left on the leases. Should I regard a short lease as a deal breaker?
There are plenty of short leases in Dartford. The lease is a right to use the property for a period of time. As the lease shortens the saleability of the lease reduces and it becomes more costly to extend the lease. This is why it is often a good idea to extend the lease term. More often than not it is difficulties arise selling premises with a short lease as mortgage companies less inclined to grant a loan on such properties. Lease extension can be a protracted process. We recommend you seek professional help from a solicitor and surveyor with experience in this field.
I own a ground-floor 1950’s flat in Dartford. Given that I can not reach agreement with the landlord, can the Leasehold valuation Tribunal make a decision on the amount payable for the purchase of the freehold?
if there is a missing freeholder or where there is disagreement about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the First-tier Tribunal (Property Chamber) to assess the price payable.
An example of a Lease Extension decision for a Dartford premises is Various @ Colombus Square in January 2012. the Tribunal calculated the premiums to be paid for new leases for each of the flats in Mariners Walk to be £3822 and the premium to be paid for the new lease of 2 Knights Court to be £4439. This case affected 13 flats. The unexpired lease term was 76 years.