We note that you have a search directory identifying law firms on the Leeds Building Society conveyancing panel. Do firms pay you a commission if I retain them for our conveyancing in Crayford?
We are a listing service only for law firms wishing to communicate if they are on the Leeds Building Society conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Crayford.
Is it the case that all Crayford CQS (Conveyancing Quality Scheme) solicitors are on the Nottingham conveyancing list of approved practices?
A selection of lenders now utilise CQS as the starting point for Panel membership such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of firms.
We had selected solicitors locally in Crayford on the Kent Reliance solicitor panel. They have just invoiced me a separate charge for dealing with the Kent Reliance mortgage. Is this a supplemental conveyancing fee specified by Kent Reliance?
As unfair as it may appear, as long as it’s in their Terms and Conditions or estimate then yes your solicitor may charge a fee for this. This fee is not set by Kent Reliance but by your Crayford conveyancing practitioner. Numerous firms on the Kent Reliance panel will quote an ‘acting for lender’ fee but plenty of practices include it on their overall fee.
I am selling my apartment. I had a double glazing fitted in July 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Clydesdale are being difficult. The Crayford solicitor who is on the Clydesdale conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Clydesdale are insisting on a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?
It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I need some quick conveyancing in Crayford as I am faced with pressure to complete within one month. A home loan is not required. Is it possible to escape the need for conveyancing searches to save money and time?
As you are are a mortgage free buyer you are at free not to do searches although no law firm would recommend that you don't. With lots of history conveyancing in Crayford the following are examples of issues that can show up and therefore affect future mortgageability: Enforcement Notices, Overdue Fees, Overdue Grants, Railway Schemes,...
Are there restrictive covenants that are commonly identified during conveyancing in Crayford?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Crayford. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Yesterday I discovered that there is a flying freehold issue on a house I have offered on last month in what should have been a simple, no chain conveyancing. Crayford is the location of the property. What do you suggest?
Flying freeholds in Crayford are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Crayford you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Crayford may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My father-in-law has recommend that I use his conveyancers in Crayford. Should I use them?
There are no two ways about it it’s preferable to select a conveyancing practitioner is to get referrals from friends or family who have actually experience in using the conveyancer you're contemplating using.