We are purchasing a 3 bedroom apartment in Crayford with a mortgage. We have a Crayford solicitor, however the lender advise she’s not on their "panel". It appears that we have little option but to appoint one of the mortgage company panel conveyancing practices or continue with our Crayford conveyancing practitioner as well as pay for one of their panel lawyers to act for them. We feel that this is inequitable; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Crayford conveyancing solicitor to apply to be on the conveyancing panel.
Would the conveyancing solicitors that you recommend handle attended exchange conveyancing in Crayford?
We do have a number of conveyancing specialists who can conduct attended exchanges. You should e-mail us to receive a conveyancing quote and details as to dates.
How up to date is your database of Crayford solicitors on the Santander conveyancing panel? Do Santander send you an updated list?
Crayford conveyancing firms themselves provide us confirmation that they are on the Santander conveyancing panel as opposed to being supplied with a list from Santander directly.
My wife and I have recently appointed a conveyancing solicitor in Crayford. I I am struggling to find out if they are on the Britannia approved list of lawyers. Can you help?
You should e-mail your solicitor and enquire whether they are on the lender panel. Alternatively you should call Britannia who may be able to confirm.
I appreciate that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when purchasing a house in Crayford? or I am told that there is a law dating back centuries that means some homeowners residing in a parish church boundary will be compelled to contribute towards repairs towards the chancel in proximity to the church. Is this appropriate for conveyancing in Crayford?
Unless a prior acquisition of the house took place after 12 October 2013 you may assume that conveyancing practitioners handling conveyancing in Crayford to continue to propose a a chancel search and or chancel repair liability insurance.
My wife and I have recently appointed a conveyancing solicitor in Crayford. I I would like to check if they are on the lender's approved list of lawyers. Could you or the bank confirm if they are on the panel?
One option is to phone your solicitor and ask them if they are on the lender's panel. Alternatively please call us and we can make some checks for you. Should the firm not be on the bank panel we can certainly arrange a specialist conveyancing solicitor in Crayford on the panel for your mortgage company.