Can your site be used to find a Conveyancing solicitor in Purfleet even if I’m not buying or disposing of a house, for example where I wish to buy a shop in Purfleet with a loan from Halifax?
The service is predominantly there to get a quote from residential conveyancing solicitors in Purfleet but we have listed at the bottom of this page some Purfleet commercial conveyancing firms. You should speak with the firm directly to see if they are also authorised to represent Halifax
I had a mortgage agreed in principle with Kent Reliance. Purfleet conveyancing solicitors were chosen. What is the average time that one could expect to receive a mortgage offer from Kent Reliance?
Some lenders take longer than others. Have Kent Reliance completed the valuation? Have you advised Kent Reliance as to your lawyers' details and checked that your lawyers are on the Kent Reliance conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I have decided to exercise my right to buy my property in Purfleet off the council. I have a mortgage agreed with Lloyds. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Lloyds, you will need to appoint a solicitor on the Lloyds conveyancing panel.
I have a mortgage with Yorkshire BS for my property in Purfleet. Conveyancing was finalised months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Yorkshire BS?
Yorkshire BS must be informed of your intention before letting out your property as this is likely to be a breach of Yorkshire BS’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Yorkshire BS directly. It should not be necessary to do this via a Yorkshire BS conveyancing panel solicitor.
Me and my brother purchased a terraced Victorian house in Purfleet. Conveyancing lawyer acted for me and Barnsley Building Society. I did a free Land Registry search last week and there are a couple of entries: one for freehold, another for leasehold with the matching property. I thought I was buying a freehold how can I check?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Purfleet and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with your conveyancing solicitor who conducted the purchase.
Due to the encouragement of my in-laws I had a survey completed on a property in Purfleet prior to retaining solicitors. I have been told that there is a flying freehold aspect to the house. The surveyor advised that some lenders will not issue a loan on such a home.
It varies from the lender to lender. Bank of Scotland has different requirements from Nationwide. If you contact us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Purfleet. Conveyancing may be slightly more expensive based on your lender's requirements.
I'm converting the mortgage on my primary property to a buy to let mortgage with Clydesdale and intend to use the remaining equity as a down payment on further house. The neighborhood we are interested in is Purfleet. Will your solicitors be able to act for both sets of banks and tie in the transactions?
Do use our search tool on this site to be sure that the conveyancers are on the relevant lender panels. Assuming that they are the solicitor should be able to tie up the two conveyancing matters but you should talk with you conveyancer and make clear your desired outcome and needs.
I am thinking of appointing a conveyancing solicitor in Purfleet for my home move. Can I see a firm’s complaints history with the legal regulator?
You may review presented Solicitor Regulator Association (SRA) determinations arising from investigations from 2008 onwards. Go to Check a solicitor's record. To find records Pre 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The regulator sometimes recorded telephone calls for training purposes.