Recently contacted my conveyancing lawyer in Purfleet who conducted the legals 18 months ago asking for a conveyancing quote based on the same type of home move (a leasehold residence and a freehold premises) of almost identical values with a loan from HSBC Bank. It looks as though am now being quoted double. Am I right to be tempted to shop around for an alternative conveyancer?
The charges are a tad high. If you you were to look around you may be able to trim some of the cost by as much as a hundred pounds. That being said, providing that you were satisfied with the service the firm provided you mightcome to regret opting for an an unknown solicitor. Remember to enquire the conveyancer can act for HSBC Bank. Do use our search tool to get a quote a Purfleet conveyancing firm on the HSBC Bank member panel, which can often include conveyancing solicitors in Purfleet.
We were just about to exchange contracts for a ground floor flat in Purfleet. We have hit a stumbling block. The loan offer with Bank of Ireland expires on 21/1/2026 but the vendors are insisting on a completion date of 23/1/2026. Can one prolong the mortgage expiry date?
The person best placed to address this issue is your lawyer who will calculate if he or she is corresponding with the mortgage company, vendor’s lawyers, property agents or indeed all parties based on the history of your conveyancing to date.
My Solicitor in Purfleet is not on the Leeds Building Society Solicitor Panel. Is it possible for me to use my prefered solicitor even though they are not on the Leeds Building Society panel?
Your options are as follows:
- Carry on with your preferred Purfleet solicitors but Leeds Building Society will need to retain a solicitor on their list of acceptable firms. This will result in additional overall legal charges and cause frustration.
- Find a new solicitor to to deal with the conveyancing, remembering to check they are Persuade your solicitor to do everything within their powers to join the Leeds Building Society conveyancing panel
The deeds to my property can not be found. The conveyancers who dealt with the conveyancing in Purfleet 4 years ago no longer exist. What do I do?
Assuming you have a registered title the information relating to your proprietorship will be evidenced by the Land Registry under a Title Number. It is possible to conduct a search at the Land Registry, identify your property and obtain up to date copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will usually retain a file duplicate of the Registered Lease and again, a copy can be ordered for £20 inclusive of VAT.
Over the last few months I have been searching for a flat up to £235,500 and identified one near me in Purfleet I like with amenity areas and transport links in the vicinity, however it's only got 51 years unexpired on the lease. I can't really find anything else in Purfleet for this price, so just wondered if I would be making a grave error buying a lease with such few years left?
Should you need a home loan the shortness of the lease will likely be a potential deal breaker. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for a minimum of 2 years you can request that they commence the lease extension formalities and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor about this matter.
I am using a search engine for the term cheap conveyancing in Purfleet it shows results of many property lawyersin the area. How do I determine which is the suitable conveyancer for me?
The best method of seeking a suitable conveyancer is through a personal recommendation, so enquire of colleagues and family who have purchased a property in Purfleet or a local estate agent or mortgage broker. Fees for conveyancing in Purfleet vary, so it's advisable to obtain at least four costs illustrations from different companies. Dont forget to clarify that the charges are guaranteed not to to be inflated.