Have just purchased a repossessed house at auction in Purfleet. Conveyancing is needed. What are my next steps?
Given that you have now exchanged you should appoint a conveyancing solicitor soon as you now have a fast approaching deadline in which to complete the conveyancing. All auction property will ordinarily have a corresponding legal pack. This should include evidence of title and search results. If you have purchased leasehold property the conveyancing pack should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation relating to leasehold premises. You must give this to your appointed conveyancing solicitor as soon as possible. You also need to ensure that your finances are organised to complete on the date specified in the contract.
Can you point me to a directory of Santander panel conveyancers in Purfleet on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such directory service on the CML or Building Society Association websites. Very few banks make their panel listings viewable over the internet. If you are seeking to appoint a Purfleet lawyer on the Santander please make the most of our tool.
We previously selected conveyancers with offices in Purfleet on the HSBC solicitor panel. They are now charging me a supplemental sum for handling the HSBC mortgage. Is this a supplemental conveyancing fee set by HSBC?
Provided it is contained in their Terms of Engagement or Quote then yes your lawyer may charge a fee for this. The charge is not set by HSBC but by your Purfleet conveyancing practitioner. Some firms on the HSBC panel will levy an ‘acting for lender’ fee but many firms incorporate it on their overall fee.
I need some fast conveyancing in Purfleet as I have an ultimatum to sign on the dotted line inside one month. A home loan is not required. Can I decline from having conveyancing searches to save fees and time?
As you are are a cash buyer you have the choice not to do searches although no lawyer would advise that you don't. Drawing on our experience of conveyancing in Purfleet the following are instances of issues that can arise and adversely impact future saleability: Enforcement Notices, Overdue Charges, Overdue Grants, Road Schemes,...
I purchased my flat on 12 April and the transaction details is yet to be on the land registry website. Need I be worried? My conveyancing solicitor in Purfleet said it would be registered inside ten days. Are titles in Purfleet particularly slow to register?
There is nothing unique when it comes to conveyancing in Purfleet registration formalities. Rather than based on location, timescales can vary depending on who lodges the application, whether it is in order and if the Land registry need to notify any other persons or bodies. As of today in the region of three quarters of such applications are completed within two weeks but some can be subject to extensive hold-ups. Historically registration takes place after the buyer is living at the property therefore an expedited registration is not usually an essential issue but where there is a degree of urgency associated with the registration then you or your lawyers should speak with the land registry and explain the circumstances.
I'm buying a new build house in Purfleet with the aid of help to buy. The developers would not reduce the price so I negotiated £7000 of fixtures and fittings instead. The sale representative advised me not inform my lawyer about the extras as it may adversely affect my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey carried out on a house in Purfleet before instructing solicitors. I have been informed that there is a flying freehold overhang to the house. The surveyor has said that some mortgage companies will not grant a mortgage on a flying freehold premises.
It varies from the lender to lender. HSBC has different instructions for example to Halifax. If you call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Purfleet. Conveyancing will be smoother if you use a solicitor in Purfleet especially if they regularly deal with such properties in Purfleet.
In my capacity as executor for the estate of my father I am disposing of a residence in Cardiff but live in Purfleet. My conveyancer (approximately 250 miles awayrequires that I sign a stat dec before completion. Can you recommend a conveyancing practitioner in Purfleet to witness and place their company stamp on the document?
strictly speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will do regardless of whether they are Purfleet based