I decided to go with a high street firm for our conveyancing in Colyers last week. Going through the official terms of business I seeI am liable for charges even where the conveyance does not complete. Would I be best advised to instruct an on-line solicitor practice offering no move no charge conveyancing in Colyers?
It is usually ‘give and take’ in that if "No Completion No Fee" is advertised then the fee levels will tend to be be uplifted to neutralise the cases that fail to complete. Also remember that these deals generally do not cover outlay such as Colyers conveyancing search charges.
Does a directory service exist listing Kent Reliance panel solicitors in Colyers on the Building Society Association’s Website?
Unfortunately not yet. There is no such directory service on the CML or Building Society Association sites. Very few mortgage companies make their panel listings open the public over the internet. Where you are seeking to appoint a Colyers lawyer on the Kent Reliance please make the most of our tool.
We have a mortgage agreed in principle with Kent Reliance. Colyers conveyancing lawyers have been selected. How long does it take for Kent Reliance to send the offer to the lawyer?
There is no definitive answer here. Have Kent Reliance completed the survey? Have you advised Kent Reliance as to your lawyers' details and checked that your lawyers are on the Kent Reliance conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I am due to exchange contracts on my flat. I had a double glazing fitted in March 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Kent Reliance are being problematic. The Colyers solicitor who is on the Kent Reliance conveyancing panel is recommending indemnity insurance as a solution but Kent Reliance are requiring a building regulation certificate. Why do Kent Reliance have a conveyancing panel if they don't accept advice from them?
It is probably the case that Kent Reliance have referred the matter to their valuer. The reason why Kent Reliance may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have been told that property searches are a common reason for obstruction in Colyers conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) has noted the findings of research by MoveWithUs that conveyancing searches do not feature within the common causes of hindrances in the conveyancing process. Searches are unlikely to be the root cause of holding up conveyancing in Colyers.
I am looking for a flat up to £245,000 and identified one close by in Colyers I like with open areas and transport links nearby, the downside is that it's only got 52 years unexpired on the lease. I can't really find anything else in Colyers in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?
Should you need a mortgage that many years will be an issue. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least 2 years you can request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should speak to your conveyancing lawyer about this.
Is it possible to switch firm as I have to appoint a firm on the HSBC Bank conveyancing list. I was using a local conveyancing solicitor in Colyers five minutes from me but she is not accepted by HSBC Bank
We will our best to assist in finding you a conveyancing solicitor in Colyers on the HSBC Bank panel. Please note that the law firms that we on the directory do not pay us fee if you instruct them and are registered with the SRA who regulate all conveyancing solicitors in Colyers. In utilising the find a conveyancing solicitor tool on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Colyers.
I am a couple of weeks into a leasehold purchase having been referred to conveyancers by the selling agent to perform conveyancing in Colyers. I am am extremely frustrated with the level of service. Could you you assist me in finding new solicitors?
A lawyer would have to be very poor in order to consider diss instructing them. Has the mortgage offer been issued? If so you need to inform them of the replacement solicitor and ensure the mortgage documents are re-sent. Your new solicitor ideally should be on the lenders approved list to avoid supplemental charges and frustration. That should be your first question of the new lawyers. Our search tool can assist you in finding a lender approved solicitor for your home move in Colyers