The Colyers conveyancing firm handling our Colyers conveyancing has identified an inconsistency between the surveyor’s assumptions in the valuation survey and what is revealed within the legal papers for the property. My lawyer says that he must ensure that the lender is OK with this discrepancy and is content to go ahead. Is my solicitor’s stance legitimate?
Your property lawyer must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
I am looking to buy a house and require a conveyancing solicitor in Colyers who is on the Coventry Building Society conveyancing. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Coventry Building Society in certain locations such as Colyers. We dont recommend any particular firm.
I just acquired a house at auction in Colyers. Conveyancing is necessary. What are my next steps?
Given that you are now legally committed yourself to purchase you should appoint a conveyancing lawyer soon as you are faced with a tight a drop dead date to complete the transaction. Every auction property will have a corresponding auction set of papers. This will include most,if not all of the paperwork that your solicitor will need. In the case of leasehold property the legal papers should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to a leasehold property. You must give this to your appointed conveyancing solicitor ASAP. You also need to ensure that that you have the requisite funding in place to complete the transaction on the set completion date.
This question may be naive but I am unseasoned as a 1st time buyer of a ground floor flat in Colyers. Do I receive the keys to the premises on the completion date from my solicitor? If this is the case, I will use a local conveyancing solicitor in Colyers?
On the day of completion you will not be required to attend the conveyancers office in Colyers. Your solicitors will electronically transfer the completion advance to the seller's conveyancers, and once they have received this, you will be able to collect the keys from the selling Agents and move into your new home. Usually this occurs between 1 and 3pm.
I have decided to exercise my right to buy my property in Colyers off the council. I have a mortgage offer with Co-operative. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Co-operative, you will need to appoint a solicitor on the Co-operative conveyancing panel.
I opted to have a survey completed on a house in Colyers before appointing conveyancers. I have been informed that there is a flying freehold overhang to the property. The surveyor has said that some lenders may not issue a mortgage on such a house.
It varies from the lender to lender. HSBC has different instructions for example to Halifax. If you call us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Colyers. Conveyancing may be slightly more expensive based on your lender's requirements.
I am a sole trader hoping to take an assignment of a lease of an office on a shopping parade. Can you recommend conveyancers offering no-move-no charges for commercial conveyancing in Colyers for below £2000?
We can recommend firms who have an in-depth of experience of commercial conveyancing in Colyers, including the sale and purchase of businesses as well as simply property. Whether you are hoping to purchase or lease a shop, pub, restaurant, office, retail premises or a complete business we can find you the right firm. As for the costs these will vary based on the structure and complexity of the proposed transaction. Please provide us with your details or telephone us so that we may provide you with a detailed commercial conveyancing calculation.
Should local authority permission be needed to convert a single dwelling into multiple flats in Colyers? This has been carried out to a house next door to my house in Colyers and was ignorant of the conversion until it was done.
Planning Permission yes. Building Regulations yes.