We just had an offer accepted to purchase with Melton Mowbray Building Society. I dropped in a few local companies yet cant to find a Deanshanger conveyancing firm on the Melton Mowbray Building Society approved list. Can you assist?
Please do make use of the search tool on this web page. Please choose the building society and type Deanshanger or your location and you will be presented with numerous conveyancers offices in Deanshanger or nearest you.
My wife and I purchasing a detached bungalow in Deanshanger. Our aim is to carry out a loft conversion at the house.Will the conveyancing process include checks to see if these works are prohibited?
Your conveyancer will review the deeds as conveyancing in Deanshanger can occasionally reveal restrictions in the title documents which prohibit certain alterations or necessitated the permission of a 3rd party. Some additions require local authority planning permissions and approval in accordance building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these things with a surveyor prior to committing yourself to a purchase.
I had a mortgage agreed in principle with RBS. Deanshanger conveyancing practitioners have been selected. How long does it take for RBS to forward the offer to the property lawyer?
Some lenders take longer than others. Have RBS conducted the survey? Have you advised RBS as to your lawyers' details and checked that your lawyers are on the RBS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I am currently in the process of buying my council flat in Deanshanger. I have a mortgage agreed with Barclays. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Barclays, you will need to appoint a solicitor on the Barclays conveyancing panel.
We are close to exchanging contracts on the sale of our property in Deanshanger and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. A local conveyancer would know this is not the case. It does beg the question why the buyers instructed a national conveyancing firm as opposed to a conveyancing solicitor in Deanshanger. We have lived in Deanshanger for six years we know of no issue. Do we contact our local Authority to seek clarification that there is no issue.
It sounds as though you may have a conveyancing firm already. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
It has been 4 months since my purchase conveyancing in Deanshanger took place. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does conveyancing in Deanshanger differ for new build properties?
Most buyers of new build property in Deanshanger come to us having been asked by the developer to exchange contracts and commit to the purchase even before the residence is finished. This is because builders in Deanshanger typically buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Deanshanger or who has acted in the same development.
I've recently found out that there is a flying freehold issue on a property I put an offer in last month in what should have been a straight forward, chain free conveyancing. Deanshanger is where the house is located. Can you shed any light on this issue?
Flying freeholds in Deanshanger are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Deanshanger you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Deanshanger may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.