Is there a reason why leasehold purchase conveyancing in Milton Keynes is more expensive?
Milton Keynes leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.
We had selected conveyancers based in Milton Keynes on the Coventry BS solicitor panel. They are now charging me a further sum for handling the Coventry BS mortgage. Is this a supplemental conveyancing fee specified by Coventry BS?
Unfortunately, so long as it is in their Terms and Conditions or estimate then yes your lawyer is entitled to levy a fee for this. This fee is not dictated by Coventry BS but by your Milton Keynes property lawyer. Numerous firms on the Coventry BS panel will charge ’dealing with mortgage’ fee and others do not.
I have paid off my mortgage with Aldermore. I assume I don't need a Milton Keynes conveyancer on the Aldermore panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Aldermore mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Aldermore mortgage from the register. Aldermore, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Aldermore has sent the Land Registry the discharge electronically, and
- Aldermore has instructed the Land Registry to do so
Having digested plenty of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Milton Keynes solicitor - who is on the Nottingham conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Nottingham will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nottingham will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Milton Keynes surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Are there restrictive covenants that are commonly picked up during conveyancing in Milton Keynes?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Milton Keynes. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How do I search for a Milton Keynes solicitor on the Chelsea Building Society conveyancing panel? I have wheels and am willing to travel upto 10kilometers to meet the solicitor.
Feel free to make use of the facility on this website. Please choose the bank and your location and you will see a number of Milton Keynes conveyancing lawyers located nearest you. We have listed some Milton Keynes conveyancing firms towards the end of this page and you can ring them to check if they are on the Chelsea Building Society approved list
As co-executor for the will of my grandmother I am disposing of a residence in Newport but live in Milton Keynes. My conveyancer (based 260 kilometers from meneeds me to sign a statutory declaration before completion. Can you recommend a conveyancing lawyer in Milton Keynes to witness and place their company stamp on the document?
strictly speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or qualified solicitor will do regardless of whether they are based in Milton Keynes
Been on the hunt for a conveyancing practitioner for freehold sale conveyancing in Milton Keynes. I'm selling, uncomplicated no mortgage to redeem, no hurry, no onward chain. Received a quote from a conveyancer for £900 plus VAT which is a tad expensive given that its so straightforward. Is it possible to find less expensive fees for conveyancing in Milton Keynes?
As it’s a sale only, £500 + VAT should be about the cheapest for a Milton Keynes solicitor firm.