A friend informed me that in buying a property in Bletchley there could be various restrictions prohibiting external changes to the property. Is this right?
We are aware of anumerous of properties in Bletchley which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Bletchley should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I recently had an offer agreed on an apartment in Bletchley. My mortgage broker pressured me to appoint their conveyancing practitioner. I paid an upfront payment of £225. Shortly after, the lawyer contacted me embarrassingly acknowledging that they were not on the RBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the RBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My sealed bid on a semi in Bletchley has been agreed to, but there is a chain. The vendors have offered on on an apartment, but it’s not yet tied up, and are looking at other flats in the pipeline. I have instructed a bricks and mortar conveyancing solicitor in Bletchley. What do I do now? When should I get the mortgage application with Yorkshire BS going?
It is understandable to have concerns where there is a chain as you are unlikely to want to incur costs prematurely (mortgage application is approx one thousand pounds, then survey, Bletchley conveyancing search charges, etc). The first thing to do is ensure that your lawyer is on the Yorkshire BS conveyancing panel. Regarding the next phase this very much dictated by the specifics of your case, motivation for the property and on the state of the market. In a rising market the majority of home buyers will apply for a home loan with Yorkshire BS and pay for the valuation and only if it was satisfactory would they ask their conveyancing practitioner to press on with the conveyancing in Bletchley.
Do I need to take out insurance to protect me from financial exposure to chancel repairs when purchasing a residence in Bletchley?
Unless a prior purchase of the property completed after 12 October 2013 you could expect solicitors conducting conveyancing in Bletchley to continue to propose a a chancel search and or chancel repair liability policy.
I am looking for a leasehold apartment up to £245,000 and identified one near me in Bletchley I like with amenity areas and transport links in the vicinity, the downside is that it's only got 49 remaining years left on the lease. I can't really find anything else in Bletchley for this price, so just wondered if I would be making a grave error acquiring a short lease?
Should you need a home loan the remaining unexpired lease term may be an issue. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the current owner has owned the property for at least 2 years you may ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this.
I'm refinancing my primary home to a BTL loan with The Royal Bank of Scotland and I will use the ballance of the raised equity towards another house. The neighborhood we are talking about is Bletchley. Will your lawyers be able to act for the two banks and tie in the transactions?
Make use of our comparison tool on this site to be sure that the lawyers are approved by both lenders. Assuming that they are your solicitor should be able to simultaneously deal with the two conveyancing matters but you should talk with you conveyancer and specify your expectations and needs.
My cousin has recommend that I instruct his conveyancers in Bletchley. Should I use them?
No doubt the best way to choose a conveyancing solicitor is to seek recommendations from friends or family who have actually experience in using the solicitor you're considering.
Do online conveyancing companies undertake everything a local Bletchley solicitor does or must I retain a solicitor for the final stages for my conveyancing in Bletchley?
Where you choose an online conveyancer they should undertake all the tasks your Bletchley conveyancer would cover.