Just been in touch with my conveyancing solicitor in Winslow who conducted the legals 18 months ago and wanted a conveyancing estimate based on the same type of house sale & purchase (a leasehold residence and a freehold property) of similar values with a mortgage from Birmingham Midshires. It looks as though am now being charged twice the amount. Stick with what I know or do I seek out an alternative property lawyer?
The quote is slightly on the steep side. Where you are content to expend time contrasting prices you might trim some of the cost by as much as £100 plus VAT. That being said, assuming were happy with the legal work the firm offered you couldcome to regret opting for an a cheaper conveyancer. Remember to be sure that the solicitor can act for Birmingham Midshires. Do use our search tool to choose a Winslow conveyancing firm on the Birmingham Midshires conveyancing panel, which can often include conveyancing solicitors in Winslow.
What is your number one tip for choosing a conveyancing solicitor in Winslow
Do not opt for the lowest Winslow conveyancing costs illustration. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
My fiancee and I are in the throws of looking at houses in Winslow and I am about to put in an offer. Is it premature to have a solicitor in place? I intend to finance via a mortgage with Skipton.
It would be advisable to instigate your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. Given that you are taking out a mortgage with Skipton, make sure you remember to check that your lawyer is on the Skipton conveyancing panel.
My offer was accepted on an apartment in Winslow on 4/11/2025, valuation was booked five days after, all came back fine. Conveyancer retained, so all that was missing was my mortgage offer. Having made daily calls to TSB and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the TSB conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for TSB to deal with your lawyer's application to be on the TSB conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have been told that property searches are the primary reason for stalling in Winslow conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) has noted the findings of a review by MoveWithUs that conveyancing searches do not figure amongst the top 10 causes of hindrances in the conveyancing process. Local searches are unlikely to be the root cause of slowing down conveyancing in Winslow.
I am purchasing a new build house in Winslow benefiting from help to buy. The sellers refused to reduce the amount so I negotiated £7000 of additionals instead. The sale representative advised me not to tell my solicitor about the deal as it will affect my mortgage with Birmingham Midshires. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what was supposed to be a straight forward, no chain conveyancing. Winslow is the location of the property. Is there any guidance you can impart?
Flying freeholds in Winslow are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Winslow you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Winslow may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Our offer on detached house in Winslow was accepted, the vendor does however have a connected purchase. The sellers have submitted an offer on a property, but it’s not yet agreed to, and are looking at other apartments booked. I have instructed a local conveyancing solicitor in Winslow. What do I do now? At what stage do I apply for the mortgage with RBS?
It is usual to have anxieties where there is an associated chain given your reluctance to incur expenses too early (mortgage application is approx one thousand pounds, then valuation, Winslow conveyancing search fees, etc). The first thing to do is ensure that your conveyancing practitioner is on the RBS conveyancing panel. As to the subsequent steps this very much depends on the uniqueness of your transaction, desire for this property and on the state of the market. In a rising market many buyers will apply for a home loan with RBS and pay for the survey and only if it comes back ok would they ask their property lawyer to press on with searches.