I am getting a mortgage offer from Lloyds. I would like to employ the services of a Licensed Conveyancer in Debenham. Does the Lloyds Solicitor panel exclude conveyancers regulated by the CLC?
The Lloyds conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
My grandson is buying a newly built flat in Debenham with a mortgage from Nationwide. His solicitor has advised him of a delay in completing the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The form is intended to provide information to the main parties involved in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Nationwide conveyancing panel as a standard part of the process, and to the surveyor when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Nationwide conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
Are the BSA intent on creating a searchable register to list solicitors on the Melton Mowbray Building Society conveyancing panel for example in Debenham?
We are not aware of any plans on the part of the BSA to develop such a register.
I am downsizing from our home in Debenham and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. Any local conveyancer would know that there is no such problem. For the life of me I don't know why the purchasers instructed a factory type conveyancing practice rather than a conveyancing solicitor in Debenham. Having lived in Debenham for 4 years we know that this is a non issue. Do we get in touch with our local Authority to get clarification that there is no issue.
It sounds as though you may have a conveyancing firm already. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I completed on my flat on 14 July and my personal details is yet to be registered. Need I be worried? My conveyancing solicitor in Debenham advises it should be recorded inside ten days. Are properties in Debenham uniquely lengthy to register?
There is nothing unique about conveyancing in Debenham registration formalities. As opposed to being determined by geographic area, timescales can vary according to who lodges the application, whether it is in order and whether the Land registry communicate with any third parties. Currently roughly three quarters of submission are completed within 12 days but occasionally there can be longer delays. Registration occurs once the purchaser is living at the property thus 'speed' is not always an essential issue yet if it is urgent that the the registration takes place urgently then you or your solicitor can communicate with the Registry to express the reasoning for the application to be prioritised.
Is it possible to switch firm as I have to choose a firm on the Alliance & Leicester conveyancing panel. I was using a family conveyancing solicitor in Debenham round the corner but the firm is not approved by Alliance & Leicester
It would be our pleasure to assist you find a conveyancing solicitor in Debenham on the Alliance & Leicester panel. Please note that the law firms that we work with do not pay us fee if you instruct them and are fully regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Debenham. In making use of the find a conveyancing solicitor tool on this website, you can contrast charges for conveyancing solicitors in Debenham and beyond.