We were just about to exchange contracts for a property in Martlesham. We have hit a snag. The loan offer with Accord Mortgages Ltd runs out on 13/2/2026 but the owners are putting forward a completion date of 17/2/2026. Is it possible to prolong the loan expiry date?
The person best placed to address this concern is your conveyancer who should determine if he or she is corresponding with the mortgage company, seller’s solicitors, estate agents or indeed all three based on the history of your house move as of today.
Is it necessary during the course of the conveyancing process to visit the offices of the solicitor to sign the legal charge? If so, I will instruct a firm who offer conveyancing in Martlesham so that I can pop in to their offices when needed.
As opposed to 15 years ago, the vast majority lenders no longer need their conveyancing panel lawyer to witness the mortgagors signature. You will still be obliged to supply identification documents and there are still distinct benefits to using a locally based practitioner, in your case a conveyancing solicitor in Martlesham.
We are purchasing a flat in Martlesham. It might be a silly question but how we can trust a conveyancer? On the day of competition we have to send money into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Martlesham?
There are many recorded licenced Conveyancers in Martlesham and Solicitor practices in Martlesham to choose from We would stress that the two are supervised by regulatory bodies with both specialising in the legal aspects of the home buying process. The two can conduct other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
Completion of my remortgage has taken place for my property in Martlesham. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
Are there restrictive covenants that are commonly picked up during conveyancing in Martlesham?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Martlesham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I need to retain a conveyancing solicitor for remortgage conveyancing in Martlesham. I happened to discover a site which seems to have the ideal solution If there is a chance to get all the legals done via phone that would be ideal. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
My hope is to acquire a garden flat in Martlesham. Conveyancing solicitor is waiting for, from the vendor, building insurance documents. This morning I was advised that the vendor needs to send the insurance documents for the flat above also. Why does my property lawyer want to see the insurance for the flat above? Is it really necessary? We have been stalled for the previous 2 weeks…
It is not impossible in leasehold conveyancing in Martlesham to discover Conveyancing in Martlesham in a minority of cases reveals that the lease obliges the leasehold owners to insure their individual flats rather than the freeholder insuring the entire block - which is definitely preferable. Do double check with your conveyancing practitioner but it would seem that your conveyancing practitioner is seeking to establish that the complete building is insured. Insuring your apartment is no help when it comes to rebuilding after a fire if the 1st floor cannot be rebuilt as a result of lack of insurance cover.