I can't travel far from Martlesham. I would like to know the reason why all Martlesham conveyancing practitioners are not on all mortgage company panels?
Banks tend to impose restrictions on either the type or volume of conveyancing practices on their panel. Typical examples of such criteria being that the organisation is required to have two or more partners. In addition to restricting the type of firm, some banks such as HSBC made a decision to restrict the number of firms they use to represent them. It is worth noting that lenders have no liability for the quality of conveyancing supplied by any Martlesham conveyancing practitioner on their approved list. Increases in mortgage fraud was the primary trigger for the rationalisation of conveyancing panels a few years ago even though there are opposing assessments about the extent of solicitor involvement in some of that fraud. Statistics published by HM Land Registry exposes that thousands of conveyancing organisations only transact less than three conveyances a year. Those supporting conveyancing panel consolidation question why law firms deserve any entitlement to be listed on a bank panel when clearly conveyancing is not their primary expertise?
Would the conveyancing practitioners indexed on your site perform right to buy conveyancing in Martlesham?
We have identified a variety of conveyancing practitioners carrying out right to buy conveyancing Please contact the lawyers listed in order to obtain a costs illustration.
We just had an offer accepted to buy with Darlington Building Society. I went into a few high street firms yet am struggling to find a Martlesham conveyancing firm on the Darlington Building Society approved list. Can you assist?
You should make the most of the search tool on this page. Pick the building society and type Martlesham or your location and you will see a number of lawyer based in Martlesham or nearest you.
My wife and I are selling our property in Martlesham and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. A high street Martlesham lawyer would know that there is no such problem. It does beg the question why the purchasers are using an online conveyancing practice as opposed to a conveyancing solicitor in Martlesham. We have lived in Martlesham for 4 years we know that this is a non issue. Do we contact our local Authority to obtain clarification that the buyers are looking for.
It would appear that you have a conveyancing firm currently acting for you. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I purchased a semi-detached Georgian house in Martlesham. Conveyancing practitioner acted for me and The Mortgage Works. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold under the matching address. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Martlesham and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with your conveyancing solicitor who conducted the work.
I am considering choosing an online lawyer rather than a Martlesham conveyancing practice. Any advice?
There are advantages of having the opportunity to visit a local Martlesham conveyancing solicitor for instance
- signing documents and and when necessary
- often being able to speak to someone face-to-face can make a huge difference, particularly for non-standard conveyancing
- the ability to raise concerns if things go pear-shaped
When comparing fees, look out for hidden extras. The majority decent Martlesham high street solicitors give an all-inclusive figure. Many online agents seem to offer cheap prices, but have burried 'extras' in the small print.