Having sold my house in Kesgrave last September but our buyer keeps texting every few hours to say their conveyancer needs to hear from mysolicitor. What are the post completion sale legalities following completion?
After completion of your house sale your conveyancer is obliged to send the transfer documentation and all supplemental paperwork to the buyer’s solicitors. Where appropriate, your solicitor should also send confirmation that the home loan has been discharged to the buyers solicitors. There is unlikely to be post completion procedures peculiar conveyancing in Kesgrave.
The formalities of my remortgage has taken place for my property in Kesgrave. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I can not fathom if my lender requires a lease extension. I have telephoned my Kesgrave bank branch on various occasions and was reassured it wasn't an issue and they will lend. My Kesgrave conveyancing solicitor - who is on the lender conveyancing panel- called and was told they refuse to lend in accordance with their specific requirements. I have no idea who is right.
The conveyancer must follow the Council of Mortgage Lenders’ Handbook Part 2 provisions for your bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I am selling my house. I had a double glazing fitted in May 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Principality are being problematic. The Kesgrave solicitor who is on the Principality conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Principality are requiring a building regulation certificate. Why do Principality have a conveyancing panel if they don't accept advice from them?
It is probably the case that Principality have referred the matter to their valuer. The reason why Principality may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Various web forums that I have frequented warn that are the primary cause of obstruction in Kesgrave conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) has noted the determinations of research by MoveWithUs that conveyancing searches do not feature amongst the most frequent causes of delays in the conveyancing process. Local searches are not likely to be the root cause of slowing down conveyancing in Kesgrave.
I am purchasing my first flat in Kesgrave benefiting from help to buy. The builders would not budge the price so I negotiated £7000 of fixtures and fittings instead. The house builders rep told me not disclose to my solicitor about this side-deal as it could adversely affect my loan with The Mortgage Works. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
As co-executor for the estate of my father I am disposing of a residence in Monmouth but live in Kesgrave. My conveyancer (who is 250 kilometers from merequires that I execute a stat dec ahead of completion. Can you recommend a conveyancing lawyer in Kesgrave who can attest and place their company stamp on the document?
strictly speaking you should not need to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will be fine regardless of whether they are Kesgrave based
Can you shed any light on the spectrum of conveyancing dealt with by Kesgrave conveyancing firms?
Most Kesgrave conveyancing solicitors manage to offer a number of services to residential and agricultural land proprietors, vendors, purchasers, landlords and tenants including the following:
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House sale conveyancing in Kesgrave or nationally
Home purchase conveyancing in Kesgrave and throughout England and Wales
Planning and boundary enquiries Residential conveyancing using Islamic Mortgages Staircasing (purchasing additional shares in your home) Buying and selling of garden land