I have just been advised by my financial adviser that my Claydon the law firm I have appointed is not on the mortgage company Conveyancing panel. What can I do to check?
Your first step should be to call your Claydon lawyer directly. It is reasonable to expect your lawyer to inform you what has happened. If they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your lender.
Please could you suggest a Lloyds TSB Bank sanctioned Claydon conveyancing conveyancer that can complete within less than a month? Would it be better to use a high street Claydon solicitor or a web based firm?
We can recommend some very good Claydon conveyancing firms. Another option is to visit the high street in Claydon. Approach two or three firms and ask to see a conveyancing solicitor for a quote. Discuss your expectations together with the reasons and get a commitment on your deadline. Appoint the lawyer that you trust.
It is a dozen years since I purchased my property in Claydon. Conveyancing solicitors have now been appointed on the sale but I am unable to locate my title documents. Will this cause complications?
You need not be too concerned. Firstly the deeds may be retained by your mortgage company or they could be in the possession of the lawyers who handled the purchase. Secondly in all probability the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors obtaining up to date copy of the land registers. Almost all conveyancing in Claydon relates to registered property but in the rare situation where your property is not registered it adds to the complexity but is resolvable.
I am purchasing a garden flat in Claydon. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Claydon you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Claydon.
I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to take this when acquiring a property in Claydon? or Apparently there is historic law that means some house owners residing in a parish church boundary will be compelled to pay for repairs to the chancel within the church. Is this applicable for conveyancing in Claydon?
Unless a previous purchase of the property took place after 12 October 2013 you may expect solicitors handling conveyancing in Claydon to continue to recommend a chancel search and or insurance against a claim.
I opted to have a survey done on a property in Claydon prior to appointing solicitors. I have been informed that there is a flying freehold overhang to the house. Our surveyor has said that some lenders tend not give a loan on such a premises.
It depends who your proposed lender is. Bank of Scotland has different requirements from Nationwide. If you e-mail us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Claydon. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Claydon to see if the conveyancing will be more expensive.