I am assisting my step-mother sell her property in Bramford. Does the conveyancing solicitor arrange an EPC or do I organise this?
After the abolition of HIPs, energy assessments was kept a compulsory part of selling a property. An energy assessment needs to be to hand in advance of the property being put on the market. This is not as aspect of the sale process that lawyers normally arrange. If you are instructing a Bramford conveyancing lawyer they might be able to arrange energy performance certificates given their contacts with reputable local assessors
We are aiming to move property in July. Does my conveyancing solicitor liaise with the removal company on the day of completion. On a separate note, can you recommend a removal company in Bramford. Conveyancing firm was found before I stumbled across your page.
On the day of completion you will need to pick up the house keys from the selling agent however this can only happen after the previous owners lawyers confirm to the agent that the monies to complete are in and the keys can be collected. You will need to tell the removal men that you are ready to move in. We are not in a position to recommend a specific removal organisation but can assist you in finding a residential property solicitor in Bramford or a lawyer with expertise in conveyancing in Bramford.
The formalities of my purchase has taken place for my property in Bramford. Conveyancing was of an acceptable standard but I would like to complain about the lender. How does one go about formally complaining?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I am purchasing a property and the conveyancer has referenced Chancel Repair for which the house may be liable as it falls into the area of such a church. He has suggested insurance. Is this strictly warranted for conveyancing in Bramford
Unless a previous purchase of the house took place post 12 October 2013 you can take it that solicitors handling conveyancing in Bramford to remain recommending a chancel search and or insurance against a claim.
I'm purchasing a new build house in Bramford benefiting from help to buy. The sellers would not move on the price so I negotiated 6k of additionals instead. The house builders rep told me not reveal to my conveyancer about this extras as it may impact my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold element on a property I put an offer in last month in what was supposed to be a straight forward, chain free conveyancing. Bramford is the location of the property. Can you offer any assistance?
Flying freeholds in Bramford are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Bramford you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bramford may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I need to find a conveyancing solicitor for remortgage conveyancing in Bramford. I've discover a site which seems to have the ideal answer If there is a chance to get all the legals done via web that would be ideal. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Back In 2004, I bought a leasehold flat in Bramford. Conveyancing and Chelsea Building Society mortgage are in place. I have received a letter from someone saying they have taken over the reversionary interest in the property. It included a demand for arrears of ground rent dating back to 1994. The conveyancing practitioner in Bramford who acted for me is not around. Any advice?
The first thing you should do is make enquiries of HMLR to be sure that the individual purporting to own the freehold is indeed the new freeholder. It is not necessary to instruct a Bramford conveyancing firm to do this as it can be done on-line for a few pound. Rest assured that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Bramford Leasehold Conveyancing - Examples of Queries Prior to buying
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Its a good idea to find out as much as you can about the managing agents as they will impact your use and enjoyment of the property. As the owner of a leasehold property you are frequently at the mercy of the managing agents both financially and when it comes to day to day matters such as the tidiness of the communal areas. Enquire of other people if they are happy with them. In conclusion, find out the dates that the service fees are due to the managing agents and precisely how they are spending that money. The answer will be helpful as a) areas could result in problems in the building as the communal areas may begin to deteriorate where services remain unpaid b) if the leasehold owners have a dispute with the managing agents you will wish to have complete disclosure