I have given 2 months notice to my current landlord and have to leave my rented property in Driffield by 30/4/2025. Conveyancing on my purchase is progressing. How realistic is it to complete in a couple of weeks as I wish to avoid having to find temporary accommodation?
It is unwise to serve notice on a rental until exchange of contracts has taken place. Assuming that you have not already done so, notify to your conveyancer and request that they seek the assistance the owners side, try to get a realistic time scale from them that everyone will work to achieve
My uncle passed away 10 months ago and as sole heir and executor I was left the property in Driffield. The house had a small mortgage remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Kent Reliance, pay off the mortgage. Is this possible?
Given you plan to refinance then Kent Reliance will require that you use a conveyancer on the Kent Reliance conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Kent Reliance conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Kent Reliance mortgage is registered as a charge at the Land Registry.
My lawyer has informed me that lack of planning permission insurance is required on my purchase. What is the level of cover for Driffield conveyancing?
The appropriate level of lack of planning permission indemnity insurance depends on your lender. It would differ for example between Lloyds TSB Bank and Norwich and Peterborough Building Society. Conveyancing lawyers as opposed to borrowers take out such policies.
I am selling my house. I had a double glazing fitted in July 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Aldermore are being problematic. The Driffield solicitor who is on the Aldermore conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Aldermore are requiring a building regulation certificate. Why do Aldermore have a conveyancing panel if they don't accept advice from them?
It is probably the case that Aldermore have referred the matter to their valuer. The reason why Aldermore may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Clydesdale have agreed my home loan in principle, my offer on a apartment in Driffield has been agreed to, what happens next?
Your property agent will need to be informed of your property lawyer's details (make sure the conveyancers are on the lender’s approved list). Telephone Clydesdale or the broker and finish off any relevant documentation. Clydesdale will appoint a valuer who will get in contact with the estate agent or seller to schedule an appointment. Once conducted (assuming no problems) it takes approximately a fortnight for the mortgage offer to be issued. Clydesdale will issue the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Driffield.
I am selling my home. My previous solicitors has retired. I am in need of a recommendation of a conveyancing firm. I happen to live in Driffield if that makes things easier.
You should use our search tool to help you find a solicitor for your conveyancing in Driffield. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.
Am I better off to choose a Driffield conveyancing practitioner who is local to the property I am purchasing? I have an old university friend who can handle the legal formalities but her office is 200miles drive away.
The benefit of a high street Driffield conveyancing practice is that you can attend the office to sign documents, present your ID and apply pressure on them where appropriate. Having local Driffield know how is a benefit. That being said nothing is more important than finding someone that will do a good and efficient job. If you know people who instructed your friend and in the main were impressed that must outweigh using an unknown Driffield conveyancing lawyer just because they are based in the area.
I've recently bought a leasehold flat in Driffield. Am I liable to pay service charges relating to a period prior to completion of my purchase?
In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Driffield Leasehold Conveyancing - Sample of Queries Prior to buying
-
What restrictions are contained in the Driffield Lease? The best form of lease arrangement is if the freehold interest is owned by the leaseholders. In this situation the tenants enjoy being in charge if their destiny and although a managing agent is often employed if the building is larger than a house conversion, the managing agent is directed by the tenants. How is the lease structured?