A relative pointed out to me me that in purchasing a property in Leconfield there may be a number of restrictions preventing external alterations to the property. Is this right?
There are anumerous of properties in Leconfield which have some sort of restriction or requirement of consent to execute external changes. Part of the conveyancing in Leconfield should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
The formalities of my purchase has taken place for my property in Leconfield. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
After much negotiation I have agreed a price on a house in Leconfield. My financial adviser suggested a lawyer. I paid an advanced payment of £150. A few days later, the conveyancer called me sheepishly admitting that they were not on the Barclays conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Barclays panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I moved into my flat on 13 November and the transaction details is not yet on the land registry website. Any reason for this? My conveyancing solicitor in Leconfield said it would be dealt with in a couple of weeks. Are transfers in Leconfield particularly slow to register?
There is nothing unique when it comes to conveyancing in Leconfield registration formalities. As opposed to being determined by geographic area, timescales can vary subject to who lodges the application, whether there are errors and whether the Land registry communicate with any third parties. At present roughly 80% of such applications are fully addressed within two weeks but some can be subject to extensive delays. Historically registration is effected after the new owner is living at the property thus post completion formalities is not always primary concern but if there is a degree of urgency associated with the registration then you or your solicitor must speak with the land registry and explain the circumstances.
Just had an offer accepted on a new build apartment in Leconfield. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Leconfield
-
Please supply a car parking plan. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please confirm the Lease plans are surveyor prepared. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
I decided to have a survey done on a property in Leconfield before retaining lawyers. I have been told that there is a flying freehold element to the house. The surveyor advised that some lenders tend not grant a mortgage on this type of house.
It varies from the lender to lender. HSBC has different instructions from Halifax. Should you wish to call us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Leconfield. Conveyancing will be smoother if you use a solicitor in Leconfield especially if they are familiar with such properties in Leconfield.
Am I right to be suspicious by estate agents that I am dealing with are recommending a national conveyancing firm as opposed to a High Street Leconfield conveyancing practice?
As with many service providers, often suggestions from relatives can be extremely useful or valuable. Nevertheless there are lots of people with a vested interest in a conveyancing matter; estate agents, mortgage brokers and lenders may recommend solicitors to use. Sometimes the solicitors might be known to one of the organisations as one of the best in their field, but sometimes there exists a commercial relationship behind the endorsement. You have the discretion to select your own lawyer. Don't forget that most lenders have an approved list of conveyancers you have to use for the mortgage aspect of your home move.
Why can I not complete our conveyancing in Leconfield on Good Friday?
Because on completion the money will be transferred electronically between the banks of the purchaser and owner’s property lawyer and at present this can only take place on a business day. So you can't complete on a saturday or sunday either.