Much to our surprise we have been notified by our mortgage adviser that my East Beckton solicitor is not on the lender Solicitor panel. How can I be sure whether this is correct?
Your first step should be to call your East Beckton lawyer directly. It is reasonable to expect your lawyer to inform you of the situation. Where they are not on the panel they may recommend you to a East Beckton conveyancing firm that is on the conveyancing panel for your bank.
My property lawyer in East Beckton is not listed on the Nottingham Building Society Approved Panel. Can I still use my prefered solicitor even though they are not on the Nottingham Building Society list of approved lawyers?
Your options are as follows:
- Complete the purchase with your existing East Beckton lawyers but Nottingham Building Society will need to use a conveyancer on their panel. This will result in additional total legal charges and cause frustration.
- Choose an alternative lawyer to to deal with the conveyancing, remembering to check they are Persuade your lawyer to do everything within their powers to join the Nottingham Building Society conveyancing panel
I am aiming to move home in March. Will my conveyancing solicitor liaise with the removal company on the completion day. As an aside, can you suggest a removal company in East Beckton. Conveyancing solicitor was organised prior to coming across your page.
On the day of completion you can pick up the house keys from your estate agent but this should only occur after the sellers lawyers advise the agent that the monies to complete are in and the keys can be handed over. After that you should tell the removal men that they can start moving you in. We do not suggest a specific removal company but can assist you in choosing a residential property solicitor in East Beckton or a lawyer that specialises in conveyancing in East Beckton.
We have agreed to purchase a house in East Beckton. One unusual aspect is that the roof has a solar panel. HSBC have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with HSBC your lawyer must follow the conveyancing requirements contained in Section 2 of UK Finance Lenders’ Handbook for HSBC. The Council of Mortgage Lenders’ Handbook contains minimum provisions for solar panel roof-space leases, and conveyancers are required to report to HSBC where a lease does not comply with these specifications. The requirements relate to the installation of panels on properties nationwide and is not isolated to East Beckton.
I have today made my last payment due on my mortgage with UBS. I assume I don't need a East Beckton solicitor on the UBS panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your UBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the UBS mortgage from the register. UBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where UBS has sent the Land Registry the discharge electronically, and
- UBS has instructed the Land Registry to do so
Despite weeks of looking the Title Certificate and documents to my home can not be found. The conveyancers who did the conveyancing in East Beckton 10 years ago are no longer around. Will I be able to sell the house?
Nowadays there are copies made of almost everything, and your lawyer should know precisely where to find all the appropriate documentation so you can buy or dispose of your house without any difficulty. If duplicates can’t be found, your lawyer may be able to arrange cover in the form of insurance or indemnities against future claims on the property.
What does commercial conveyancing in East Beckton cover?
East Beckton conveyancing for business premises covers a broad array of services, given by regulated solicitors, relating to business premises. For instance, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.
Estate agents have just been given the go-ahead to market my garden flat in East Beckton. Conveyancing solicitors are to be appointed soon, but I have just had a yearly maintenance charge demand – should I leave it to the buyer to sort out?
The sensible thing to do is discharge the service charge as you normally would given that all ground rent and maintenance payments will be allotted on completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
I am the leaseholder of a ground-floor 1960’s flat in East Beckton. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal make a decision on the sum payable for a lease extension?
Absolutely. We are happy to put you in touch with a East Beckton conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a East Beckton residence is 46 Credon Road in January 2014. On 11 September 2013 Deputy District Judge Price sitting at the Bow County Court made a vesting order that the freeholder surrender his lease and be granted a new lease of the Premises on such terms as may be determined by the First Tier Tribunal (Property Chamber).The appropriate sum as concluded by the Tribunal was £7225 This case affected 1 flat. The unexpired lease term was 69.77 years.