I am buying a end of terrace house in Silvertown. Our aim is to carry out a loft conversion at the property.Will the conveyancing process involve investigations to ascertain if these alterations were previously refused?
Your conveyancer will check the deeds as conveyancing in Silvertown will sometimes reveal restrictions in the title documents which prevent certain changes or necessitated the permission of a 3rd party. Many additions require local authority planning consent and approval in accordance building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.
We are getting the release of further funds on our mortgage from TSB as we intend to conduct a loft conversion to our house in Silvertown. Do we need to choose a high street Silvertown solicitor on the TSB conveyancing panel to handle the paperwork?
TSB don't usually instruct a member of their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the TSB panel.
I am due to exchange contracts on my apartment. I had a double glazing fitted in September 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Yorkshire BS are being difficult. The Silvertown solicitor who is on the Yorkshire BS conveyancing panel is recommending indemnity insurance as a solution but Yorkshire BS are requiring a building regulation certificate. Why do Yorkshire BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Yorkshire BS have referred the matter to their valuer. The reason why Yorkshire BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
We are buying a property and the conveyancer has raised the issue of Chancel Repair to which the house may be obligated to contribute to given it’s proximity to the area of such a church. She has suggested insurance. Is this really appropriate for conveyancing in Silvertown
Unless a previous purchase of the premises took place after 12 October 2013 you may take it that lawyers delivering conveyancing in Silvertown to continue to suggest a chancel search and or insurance against a claim.
The deeds to my house are lost. The solicitors who did the conveyancing in Silvertown 5 years ago have long since closed. Will I be able to sell the house?
Assuming the title is registered the details of your ownership will be evidenced by the Land Registry with a Title Number. It is easy to carry out a search at the Land Registry, identify your property and secure current copies of the Registered Entries for a small fee. If the property is Leasehold then the Land Registry will in most cases hold a certified duplicate of the Registered Lease and again, a copy can be ordered for a small fee.
Due to the guidance of my in-laws I had a survey completed on a property in Silvertown before retaining conveyancers. I have been told that there is a flying freehold overhang to the property. My surveyor has said that some lenders may not issue a mortgage on this type of home.
It depends who your proposed lender is. Lloyds has different instructions for example to Nationwide. Should you wish to telephone us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Silvertown. Conveyancing may be slightly more expensive based on your lender's requirements.
I need to retain a conveyancing solicitor for purchase conveyancing in Silvertown. I've stumble upon a web site which looks to be the perfect offering If it is possible to get all the legals done via email that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I am contemplating appointing a web based property lawyer ahead of a Silvertown conveyancing practice. Any advice?
There are advantages of being able to visit a local Silvertown conveyancing solicitor for example
- signing papers on short notice
- having one on one explanations of matters that need explaining
- the ability to raise concerns if things need to addressed
When comparing quotes, look carefully for hidden extras. The majority decent Silvertown high street solicitors give an all-inclusive figure. Many online agents appear to offer cheap prices, yet have burried 'extras' in the fine print.