It is a dozen years since I acquired my property in Woolwich. Conveyancing lawyers have just been appointed on the sale but I can't find my title documents. Is this a problem?
You need not be too concerned. Firstly the deeds may be with the lender or they could be in the possession of the conveyancers who handled the purchase. Secondly the chances are that the property will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors acquiring current official copies of the land registers. The vast majority of conveyancing in Woolwich involves registered property but in the rare situation where your home is not registered it is more of a problem but is not insurmountable.
I am buying a right to buy a flat in Woolwich. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Woolwich you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Woolwich.
I just acquired a flat at auction in Woolwich. Conveyancing is necessary. What are my next steps?
Having for in every practical sense signed on the dotted line you will need to find a conveyancing lawyer quickly as you will have a pending a fixed date to complete the deal. An auction property will ordinarily have a bespoke auction set of papers. This should include evidence of title and search results. If you have purchased leasehold premises the legal papers may provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork pertinent to leasehold premises. You must pass this on to your appointed conveyancing solicitor at the earliest opportunity. Do make sure that that you have the requisite funding in place to complete the transaction on the set completion date.
This question may be naive but I am unseasoned as a first time purchaser of a two bedroom flat in Woolwich. Do I collect the keys to the premises on the completion date from my conveyancer? If this is the case, I will find a High Street conveyancing solicitor in Woolwich?
On the day of completion you will not be required to attend the conveyancers office in Woolwich. Conveyancing lawyers for you will transfer the purchase money to the vendor’s lawyers, and shortly after the monies have arrived, you will be able to collect the keys from the property Agents and move into your new home. Usually this happens early afternoon.
Completion of my purchase has taken place for my property in Woolwich. Conveyancing was satisfactory but I would like to complain about the lender. How does one go about formally complaining?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
What can a local search inform me regarding the house we're purchasing in Woolwich?
Woolwich conveyancing often starts with the ordering local authority searches directly from your local Authority or via a personal search organisations for example Onsearch The local search plays a central part in most Woolwich conveyancing purchase; as long as you wish to avoid any unpleasant once you have moved into your new home. The search will reveal information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.
I have todaydiscovered that Stirling Law have been shut down. They carried out my conveyancing in Woolwich for a purchase of a leasehold apartment 18 months ago. How can I check that the property is in my name in the name of the former proprietor?
The quickest method to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Woolwich conveyancing specialists.
I see that you have a search directory listing solicitors on the bank conveyancing panel. Do Woolwich conveyancing firms pay you a referral fee if I retain them for my house purchase?
We are a listing service only for law firms wishing to communicate if they are on the bank conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Woolwich.